1040 Old Station Loop, Hardy, VA 24101 Property Records

Bedford County property record for 1040 Old Station Loop, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Apr 2015)
Tax Bill	$1,359 (2026)
Deeds & Mortgages	Sep 2023 Second Mortgage Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`190 A 66`

Property Details

APN / Parcel Number

Primary APN	`190 A 66`
Alternative APNs	`19007300` `480213`

Exterior

Lot Area	71,438 sqft (1.64 acres)

Location & Zoning

Street Address	1040 OLD STATION LOOP
City	HARDY
State	VA
Zip	24101-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VA RWY
Legal Subdivision	VA RWY
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	30602

Owner

Source: Bedford County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 OLD STATION LOOP, HARDY, VA 24101-3650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2015 · Amount on Record
Deed Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	20153166
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1040 OLD STATION LOOP, HARDY, VA 24101-3650
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230007301
Date	Sep 5, 2023
Instrument	230007301

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1040 OLD STATION LOOP, HARDY, VA 24101-3650
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210014703
Date	Oct 18, 2021
Instrument	210014703

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,359.00	$331,500 (-) Land $45,000 Building $286,500
2025	$1,359.00	$331,500 (+1%) Land $45,000 Building $286,500
2023	$1,359.00 Additional exemption filed	$165,750	$331,500 Land $45,000 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ZiTEL Fiber	960 / 960

May also be available: Verizon.

Nearby Properties on Old Station Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures