1040 Offshore St, Oxnard, CA 93035 Property Records

Ventura County property record for 1040 Offshore St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,615 sqft · built 1976
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Mar 2020)
Tax Bill	$7,726 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Aug 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`185-0-052-025`

Property Details

APN / Parcel Number

Primary APN	`185-0-052-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Deck Area	440 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1040 OFFSHORE ST
City	OXNARD
State	CA
Zip	93035-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 235903 LOT: 11 REF: 067MR 001
Legal Subdivision	2359-3
Legal Tract	235903
Legal Block	52
Legal Lot Number	11
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2013
Census Tract	3613

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Mar 24, 2020	Grant Deed, Transfer · Conventional Mortgage OPTION FUNDING INC
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	202042349
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005397
Date	Jan 22, 2019
Instrument	20190122-00005397

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098346
Date	Aug 28, 2018
Instrument	20180828-00098346

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627

Mortgage

Document Number	0000007470
Date	Jan 14, 2021
Instrument	20210114-00007470

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 24, 2020
Property Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627
Document Number	0000042349
Instrument Date	Mar 4, 2020
Instrument	20200324-00042349
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627

Mortgage

Document Number	0000042350
Date	Mar 24, 2020
Instrument	20200324-00042350

Lender

Name	OPTION FUNDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1040 OFFSHORE ST, OXNARD, CA 93035-1627
Document Number	0000057412
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 OFFSHORE ST OXNARD CA 930351627, OXNARD, CA 93035-1627

Mortgage

Document Number	0000057412
Date	May 2, 2017
Instrument	57412

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,731 (+2%) Land $413,300 Building $222,431
2025	$7,726.00 (+2.2%)	$623,266 (+4.04%) Land $405,196 Building $218,070
2024	$7,560.00 (+3.79%)
2023	$7,284.00 (+3.1%)	$599,065 Land $389,462 Building $209,603
2022	$7,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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