1040 Oak Leaf Ct, Forest, VA 24551 Property Records

Bedford County property record for 1040 Oak Leaf Ct, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,850 sqft · built 1987
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Jun 2019)
Tax Bill	$1,199 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98A 1 23`

Property Details

APN / Parcel Number

Primary APN	`98A 1 23`
Alternative APNs	`9812600` `519037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Porch	Porch
Porch Area	296 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1040 OAK LEAF CT
City	FOREST
State	VA
Zip	24551-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY WOODS LT 23 BK 1 SC1
Legal Subdivision	IVY WOODS
Legal Block	1
Legal Lot Number	23
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1026
Census Tract	30204

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 OAK LEAF CT, FOREST, VA 24551-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	May 26, 2010
Deed Document Number	20195805
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 28, 2019
Property Address	1040 OAK LEAF CT, FOREST, VA 24551-4277
Document Number	190005805
Instrument Date	Jun 25, 2019
Instrument	190005805
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 OAK LEAF CT, FOREST, VA 24551-4277

Mortgage

Document Number	190005806
Date	Jun 28, 2019
Instrument	190005806

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,199.00	$292,500 (+1%) Land $62,000 Building $230,500
2023	$1,199.00 Additional exemption filed	$146,250	$292,500 Land $62,000 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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