1040 Oak Bend Ln, Florence, SC 29501 Property Records

Florence County property record for 1040 Oak Bend Ln, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,710 sqft · built 2005
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Dec 2005)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	May 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07510-01-004`

Property Details

APN / Parcel Number

Primary APN	`07510-01-004`
Alternative APN	`15035186`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,710 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1040 OAK BEND LN
City	FLORENCE
State	SC
Zip	29501-8596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINTE I LT 4
Legal Subdivision	OAK POINTE
Legal Lot Number	4
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3026
Census Tract	102

Owner

1040 Oak Bend Ln is owned and occupied by an individual who bought it in December 2005.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 OAK BEND LN, FLORENCE, SC 29501-8596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 13, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L
Jan 11, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2005 · Amount on File
Deed Sale	Dec 16, 2005 · Amount on File
Prior Sale	Apr 13, 2005 · Amount on File
Deed Book / Page	976 / 1496
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1040 OAK BEND LN, FLORENCE, SC 29501-8596
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 OAK BEND LN, FLORENCE, SC 29501-8596

Mortgage

Document Number	0010461585
Date	May 2, 2023
Book Page	1046/1585
Instrument	2023-00005468

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1040 OAK BEND LN, FLORENCE, SC 29501-8596
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009710145
Date	Jan 13, 2022
Book Page	971/145

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1040 OAK BEND LN, FLORENCE, SC 29501-8596
Document Number	0000018304
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 OAK BEND LN FLORENCE SC 295018596, FLORENCE, SC 29501-8596

Mortgage

Document Number	0000018304
Date	Dec 16, 2019
Book Page	000830/000644
Instrument	18304

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1040 OAK BEND LN, FLORENCE, SC 29501-8596
Document Number	0000001105
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 OAK BEND LN FLORENCE SC 295018596, FLORENCE, SC 29501-8596

Mortgage

Document Number	0000001105
Date	Jan 30, 2019
Book Page	000781/001072
Instrument	1105

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92808

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Oak Bend Ln was $1,165.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00	$13,325 Land $1,600 Building $11,725	$333,137 Land $40,000 Building $293,137
2023	$872.00 (+0.35%) Homeowner's exemption	$9,676,281 (+99,902.9%) Land $1,600,000 Building $8,076,281	$24,190,704 (+9,9%) Land $4,000,000 Building $20,190,704
2022	$869.00 Homeowner's exemption	$9,676 Land $1,600 Building $8,076	$241,907 Land $40,000 Building $201,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Oak Bend Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2015–2016)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Oak Bend Ln is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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