1040 NW 65th St, Ocala, FL 34475 Property Records

Marion County property record for 1040 NW 65th St, Ocala, FL 34475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,157 sqft · built 1996
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$895 (2025)
Deeds & Mortgages	Aug 2024 Reverse Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1470-020-008`

Property Details

APN / Parcel Number

Primary APN	`1470-020-008`
Alternative APNs	`0277932000` `277932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,157 sqft Living Area
Gross Area	1,571 sqft
1st Floor Area	1,157 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	282 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	132 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1040 NW 65TH ST
City	OCALA
State	FL
Zip	34475-7557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 19 TWP 14 RGE 22 PLAT BOOK K PAGE 001 OCALA HIGHLANDS ESTATES BLK 20 LOT 8
Legal Range	22E
Legal Township	14S
Legal Section	19
Legal Subdivision	OCALA HIGHLANDS ESTATE
Legal Block	20
Legal Lot Number	8
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2051
Census Tract	1301

Owner

1040 NW 65th St is owned and occupied by an individual who acquired it in November 2013.

Source: Marion County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	1040 NW 65TH ST, OCALA, FL 34475-7557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
May 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 16, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2013
Transfer Doc	0059610727
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1040 NW 65TH ST, OCALA, FL 34475-7557
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 NW 65TH ST, OCALA, FL 34475-7557

Mortgage

Document Number	0083980266
Date	Aug 14, 2024
Book Page	8398/266
Instrument	2024107532

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	865 Months
Due	Sep 1, 2096

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1040 NW 65TH ST, OCALA, FL 34475-7557
Document Number	0069701726
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 NW 65TH ST OCALA FL 344757557, OCALA, FL 34475-7557

Mortgage

Document Number	0069701726
Date	May 22, 2019
Book Page	006970/001726
Instrument	52030

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	May 21, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1040 NW 65TH ST, OCALA, FL 34475-7557
Document Number	0069701712
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 NW 65TH ST OCALA FL 344757557, OCALA, FL 34475-7557

Mortgage

Document Number	0069701712
Date	May 22, 2019
Book Page	006970/001712
Instrument	52029

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	May 21, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1040 NW 65th St was $895 with exemptions applied.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00 Homeowner's exemption Widower's exemption	$61,870	$165,239 Land $21,996 Building $143,243
2023	$670.00 (-8.59%) Homeowner's exemption	$58,375 (+3%) Land $10,998 Building $47,377	$165,349 (+18.95%) Land $10,998 Building $154,351
2022	$733.00 Homeowner's exemption Widower's exemption	$56,675	$139,002 Land $10,998 Building $128,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 NW 65th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 NW 65th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANDERING OAKS RV RESORT (2WPS/1POE) private · serves 122 people · EPA ID FL3420531
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW 65th St

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