1040 Newbern St NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1040 Newbern St NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Mar 2010)
Tax Bill	$97 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-29-LW-83-6`

Property Details

APN / Parcel Number

Primary APN	`28-37-29-LW-83-6`
Alternative APNs	`28-37-29-LW-00083.0-0006.00` `2838212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2838212
Street Address	1040 NEWBERN ST NE
City	PALM BAY
State	FL
Zip	32905-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 7 LOT 6 BLK 83
Legal Range	37E
Legal Township	28S
Legal Section	29
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 7
Legal Block	83
Legal Lot Number	6
Legal Unit	7
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4004
Census Tract	65131

Owner

1040 Newbern St NE is owned and occupied by two individuals who bought it in March 2010.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 NEWBERN ST NE, PALM BAY, FL 32905-4428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2010 · Amount on File
Deed Sale	Mar 25, 2010 · Amount on File
Deed Document Number	201055554
Deed Book / Page	6136 / 257
Prior Transfer Date	Oct 13, 2004
Prior Transfer Doc	0000337221
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1040 NEWBERN ST NE, PALM BAY, FL 32905-4428
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 NEWBERN ST NE, PALM BAY, FL 32905-4428

Mortgage

Document Number	0099810288
Date	Jan 30, 2024
Book Page	9981/288
Instrument	2024019367

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Newbern St NE was $97 with a veteran's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,780 (+2.69%)	$192,060 (-7.18%)
2025	$97.00 Disabled Person's exemption Veteran's exemption	$54,320	$206,910 Land $65,000 Building $141,910
2023	$91.00 (+4.6%) Disabled Person's exemption Veteran's exemption	$51,260 (+2.99%)	$206,710 (+10.03%) Land $55,000 Building $151,710
2022	$87.00 Disabled Person's exemption Veteran's exemption	$49,770	$187,870 Land $50,000 Building $137,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Newbern St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Newbern St NE is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20