1040 NE 6th St, Bend, OR 97701 Property Records

Deschutes County property record for 1040 NE 6th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,636 sqft · built 1957
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$304,000 (Jul 2017)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171233 BD 06000`

Property Details

APN / Parcel Number

Primary APN	`171233 BD 06000`
Alternative APNs	`R1001171233BD06000` `105423`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,356 sqft
Attic Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	440 sqft
Deck Area	241 sqft
Shed	1 Shed
Shed Area	384 sqft

Location & Zoning

Account Number	105423
Old Parcel Number	R1001171233BD06000
Street Address	1040 NE 6TH ST
City	BEND
State	OR
Zip	97701-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1,2 BLK:46 SUBD:CENTER ADDITION TO BEND SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12 MAP REF:171233-BD
Legal Range	12E
Legal Township	17S
Legal Section	33
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	CENTER ADDITION TO BEND
Legal Block	46
Legal Lot Number	1,2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2032
Census Tract	1602

Owner

1040 NE 6th St is owner-occupied and held in a trust since February 2021.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1040 NE 6TH ST, BEND, OR 97701-4506
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Feb 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARBOR MORTGAGE GROUP LLC
Jul 3, 2017	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Dec 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORIMPACT

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	0000025965
Last Transfer Date	Feb 2, 2021
Transfer Doc	0000007061
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1040 NE 6TH ST, BEND, OR 97701-4506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023329
Date	Jul 5, 2019
Instrument	2019-23329

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Feb 2, 2021
Property Address	1040 NE 6TH ST, BEND, OR 97701-4506
Document Number	0000007061
Instrument Date	Feb 2, 2021
Instrument	2021-07061
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1133 NW ELGIN AVE, BEND, OR 97703-3025

Mortgage

Document Number	0000007111
Date	Feb 2, 2021
Instrument	2021-07111

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 3, 2017
Property Address	1040 NE 6TH ST, BEND, OR 97701-4506
Document Number	0000025965
Map Reference	CAB A PG14
Instrument Date	Jun 30, 2017
Instrument	2017-25965
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 NE 6TH ST, BEND, OR 97701-4506

Mortgage

Document Number	0000025966
Date	Jul 3, 2017
Instrument	2017-25966

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1040 NE 6TH ST, BEND, OR 97701-4506
Document Number	0000002344
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 NE 6TH ST BEND OR 977014506, BEND, OR 97701-4506

Mortgage

Document Number	0000002344
Date	Jan 20, 2017
Instrument	2344

Lender

Name	NEIGHBORIMPACT
Address	REDMOND, OR 97756

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1040 NE 6th St was $3,145, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (+3.93%)	$186,160 (+3%)	$565,800 (+1.58%) Land $262,970 Building $302,830
2024	$3,026.00 (+7.88%)	$180,740 (+3%)	$556,980 (-) Land $262,970 Building $294,010
2023	$2,805.00	$175,480	$556,980 Land $262,970 Building $294,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 NE 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1040 NE 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Webformix.

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