1040 Naranjo Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 1040 Naranjo Dr, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,507 sqft · built 2016
Owner	2 Individual Names on File
Last Sale	$302,100 (Jan 2017)
Tax Bill	$7,159 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20-4695-0908-R020`

Property Details

APN / Parcel Number

Primary APN	`R-20-4695-0908-R020`
Alternative APNs	`R532454` `345898`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,507 sqft Living Area
1st Floor Area	2,507 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Other
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2046950908R020
Street Address	1040 NARANJO DR
City	GEORGETOWN
State	TX
Zip	78628-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S10718 - GEORGETOWN VILLAGE SEC 9 PH 8 PUD, BLOCK R, LOT 20
Legal Subdivision	GEORGETOWN VILLAGE SEC 9 PH 8 PUD
Legal Block	R
Legal Lot Number	20
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2009
Census Tract	20115

Owner

1040 Naranjo Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 NARANJO DR, GEORGETOWN, TX 78628-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 2, 2017	Grant Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2017 · Amount on File
Deed Sale	Jan 2, 2017 · Amount on File
Deed Document Number	2017312
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	0000000312
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	1040 NARANJO DR, GEORGETOWN, TX 78628-4030
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 NARANJO DR, GEORGETOWN, TX 78628-4030

Mortgage

Document Number	0000115794
Date	Aug 2, 2021
Instrument	2021115794

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Jan 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Jan 2, 2017
Property Address	1040 NARANJO DR, GEORGETOWN, TX 78628-4030
Document Number	0000000312
Instrument Date	Dec 29, 2016
Instrument	312
Transaction Type	Transfer
Record Updated	Jan 12, 2017
Title Company	DOMINION TITLE CORPORATION, DOMINION TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 NARANJO DR GEORGETOWN TX 786284030, GEORGETOWN, TX 78628-4030

Mortgage

Document Number	313,
Date	Jan 2, 2017
Instrument	313

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Naranjo Dr was $7,159 with a homeowner's exemption.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,159.00 Homeowner's exemption	$494,049 Land $85,500 Building $408,549	$494,049 Land $85,500 Building $408,549
2023	$7,174.00 (-6.12%) Homeowner's exemption	$455,934 Land $89,000 Building $366,934	$455,934 Land $89,000 Building $366,934
2022	$7,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Naranjo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Naranjo Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, SOS Communications, Western Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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