1040 Napolean Way, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 1040 Napolean Way, Wesley Chapel, FL 33544

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,929 sqft · built 2005
Lot Size0.129 acres (5,656 sqft)
OwnerIndividual Name on Record
Last Sale$143,500 (May 2009)
Tax Bill$2,033 (2025)
Deeds & MortgagesOct 2017 Mortgage
Nov 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN34-26-19-0030-00000-0770

Property Details

APN / Parcel Number

Primary APN34-26-19-0030-00000-0770
Alternative APN
  • 0855012

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,929 sqft Living Area
Gross Area2,608 sqft
1st Floor Area991 sqft
Upper Floors Area938 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,656 sqft (0.129 acres)
Garage Area441 sqft
DrivewayDriveway
Driveway Area603 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area238 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0855012
Street Address1040 NAPOLEAN WAY
CityWESLEY CHAPEL
StateFL
Zip33544-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionBELLE CHASE PB 50 PG 139 LOT 77 OR 8099 PG 224
Legal Range19E
Legal Township26S
Legal Section34
Legal SubdivisionBELLE CHASE
Legal Tract30
Legal Lot Number77
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1005
Census Tract32109

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1040 NAPOLEAN WAY, WESLEY CHAPEL, FL 33544-7206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Nov 23, 2020Loan Modification, Mortgage · VA Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2009 · Amount on Record
Deed SaleMay 4, 2009 · Amount on Record
Prior SaleFeb 7, 2006 · Amount on Record
Deed Document Number2009061352
Deed Book / Page8076 / 0650
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address1040 NAPOLEAN WAY, WESLEY CHAPEL, FL 33544-7206
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096221821
DateOct 23, 2017
Book Page9622/1821
Instrument2017166539
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address1040 NAPOLEAN WAY, WESLEY CHAPEL, FL 33544-7206
Document Number0102320794
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 NAPOLEAN WAY WESLEY CHAPEL FL 335447206, WESLEY CHAPEL, FL 33544-7206

Mortgage

Document Number0102320794
DateDec 8, 2020
Book Page010232/000794
Instrument207840
Lender
NameM&T BK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,033.00 (+7%) Homeowner's exemption$143,100 (+5.98%) Land $69,585 Building $73,515$352,728 (+7.86%) Land $69,585 Building $283,143
2023$1,900.00 (+11.31%) Additional exemption filed$135,020 (+3%) Land $41,370 Building $93,650$327,028 (+21.51%) Land $41,370 Building $285,658
2022$1,707.00 Homeowner's exemption$131,090 Land $34,495 Building $96,595$269,127 Land $34,495 Building $234,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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