1040 Nancy Rd, Germanton, NC 27019 Property Records

Stokes County property record for 1040 Nancy Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,747 sqft · built 2022
Lot Size	33.2 acres (1,446,628 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Apr 2018)
Tax Bill	$5,265 (2026)
Deeds & Mortgages	Feb 2022 Construction Loan Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`693400052402`

Property Details

APN / Parcel Number

Primary APN	`693400052402`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,747 sqft Heated Area
Basement Area	1,225 sqft
Unfinished Basement	1,225 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,446,628 sqft (33.2 acres)
Garage Area	1,200 sqft
Porch	Patio
Porch Area	710 sqft
Stable	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1040 NANCY RD
City	GERMANTON
State	NC
Zip	27019-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	JOHN TANKARD
Jurisdiction	STOKES NC
Township / Civil Division	MEADOWS
Census Block Group	3
Census Block	3009
Census Tract	70600

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5390 HOLBEIN GATE RD, WALKERTOWN, NC 27051-9492
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Construction Mortgage CAROLINA FARM CREDIT ACA
Apr 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Deed Document Number	20181882
Deed Book / Page	695 / 2048
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1040 NANCY RD, GERMANTON, NC 27019-9053
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000747/960
Date	Feb 8, 2022
Book Page	747/960
Instrument	687

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Apr 23, 2018
Property Address	1040 NANCY RD, GERMANTON, NC 27019-9053
Document Number	00695/2048
Book / Page	0695 / 2048
Instrument Date	Apr 19, 2018
Instrument	01882
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2046 HAWKINS RD, GERMANTON, NC 27019-9046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7601 R NEBBIOLO CT, ASHEBORO, NC 27204

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,265.00 (+35.45%)	$854,200 (+39.01%) Land $164,000 Building $690,200	$854,200 (+39.01%) Land $164,000 Building $690,200
2023	$3,887.00 (+1,2%)	$614,500 (+374.15%) Land $127,900 Building $486,600	$614,500 (+374.15%) Land $127,900 Building $486,600
2022	$299.00	$129,600 Land $110,500 Building $19,100	$129,600 Land $110,500 Building $19,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless · Fiber in parts of the area	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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