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1040 N Union St, Lima, OH 45801 Property Records

Allen County property record for 1040 N Union St, Lima, OH 45801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 882 sqft · built 1920
Lot Size0.285 acres (12,415 sqft)
Owner2 Individual Names on Record
Last Sale$28,000 (Jul 2017)
Tax Bill$698 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-3007-04-005.000

Property Details

APN / Parcel Number

Primary APN37-3007-04-005.000
Alternative APN
  • M3837300704005000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area882 sqft Living Area
Gross Area1,694 sqft
1st Floor Area882 sqft
Basement Area770 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area12,415 sqft (0.285 acres)
Lot Dimensions146 ft deep x 85 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area132 sqft
Patio Area180 sqft
Canopy180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address1040 N UNION ST
CityLIMA
StateOH
Zip45801-2943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD PARK ADDITION LOT 11134 & 11135 & 6 FT VAC ALLEY JOINT TEN FF 84.50
Legal SubdivisionPARK ADDITION
Legal Lot Number11134
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group2
Census Block2020
Census Tract12400

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1040 N UNION ST, LIMA, OH 45801-2943
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2017 · Amount on Record
Deed SaleJul 31, 2017 · Amount on Record
Prior SaleJan 6, 1998 · Amount on Record
Deed Document Number20178388
Deed Book / Page2017 / 8388
Record UpdatedOct 29, 2026

July 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionALLEN OH
Recording DateJul 31, 2017
Property Address1040 N UNION ST, LIMA, OH 45801-2943
Document Number0000008388
Book / Page003166 / 008389
Instrument DateJul 31, 2017
Instrument8388
Transaction TypeTransfer
Record UpdatedAug 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1008 N CENTRAL AVE LIMA OH 458012902, LIMA, OH 45801-2902

Mortgage

Document Number8389
DateJul 31, 2017
Book Page003166/008389
Instrument8389
Lender
NameFIRST FED'L BK/THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$698.00 (+0.43%)$17,720 (-) Land $5,430 Building $12,290$50,600 (-) Land $15,500 Building $35,100
2024$695.00 (+8.59%)$17,720 (+27.21%) Land $5,430 Building $12,290$50,600 (+27.14%) Land $15,500 Building $35,100
2023$640.00 (+0.63%)$13,930 (-) Land $4,270 Building $9,660
2022$636.00$13,930 Land $4,270 Building $9,660
2021$39,800 Land $12,200 Building $27,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, TSC.

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