1040 N Jay St, Griffith, IN 46319 Property Records

Lake County property record for 1040 N Jay St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1961
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,447 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0219-0026`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0219-0026`
Alternative APNs	`45-07-26-454-020.000-006` `152602190026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	104 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-15-26-0219-0026
Old Parcel Number	152602190026
Street Address	1040 N JAY ST
City	GRIFFITH
State	IN
Zip	46319-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERATON GARDENS 2ND ADD. TO GRIFFITH L.36
Legal Subdivision	SHERATON GARDENS 2ND ADD
Legal Lot Number	36
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1011
Census Tract	41002

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 N JAY ST, GRIFFITH, IN 46319-2454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Aug 2, 2019	Personal Representative Deed, Transfer · Conventional Mortgage PEOPLES BANK SB
Sep 3, 2019	Correction Deed, Transfer ATTORNEY ONLY
Jun 5, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019
Deed Sale	Sep 3, 2019
Prior Sale	Aug 2, 2019
Deed Document Number	2019 059646
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1040 N JAY ST, GRIFFITH, IN 46319-2454
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035910
Date	Nov 1, 2021
Instrument	2021-535910

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Aug 2, 2019
Property Address	1040 N JAY ST, GRIFFITH, IN 46319-2454
Document Number	0000048930
Map Reference	MB 32 PG 89
Instrument Date	Jul 26, 2019
Instrument	2019 048930
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1040 N JAY ST, GRIFFITH, IN 46319-2454

Mortgage

Document Number	0000048931
Date	Aug 2, 2019
Instrument	2019 048931

Lender

Name	PEOPLES BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAKE IN
Recording Date	Sep 3, 2019
Property Address	1040 N JAY ST, GRIFFITH, IN 46319-2454
Document Number	0000059646
Instrument Date	Jul 26, 2019
Instrument	59646
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1040 N JAY ST GRIFFITH IN 463192454, GRIFFITH, IN 46319-2454

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Jun 5, 2018
Property Address	1040 N JAY ST, GRIFFITH, IN 46319-2454
Document Number	0000035060
Instrument Date	May 29, 2018
Instrument	35060
Transaction Type	Transfer
Record Updated	Jul 5, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 N JAY ST GRIFFITH IN 463192454, GRIFFITH, IN 46319-2454

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,200 (+12.33%) Land $37,800 Building $196,400	$234,200 (+12.33%) Land $37,800 Building $196,400
2024	$2,447.00 (+10.57%)
2023		$208,500 (+8.82%) Land $37,800 Building $170,700	$208,500 (+8.82%) Land $37,800 Building $170,700
2022	$2,213.00 Homeowner's exemption	$191,600 Land $37,800 Building $153,800	$191,600 Land $37,800 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	65 (1979–2015)
Claims Outside the SFHA	1 of 65
Most Recent Claim	Sep 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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