1040 N Dwiggins St, Griffith, IN 46319 Property Records

Lake County property record for 1040 N Dwiggins St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,528 sqft · built 1961
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (May 2023)
Tax Bill	$2,633 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0230-0019`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0230-0019`
Alternative APNs	`45-07-26-453-024.000-006` `152602300019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	133 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1040 N DWIGGINS ST
City	GRIFFITH
State	IN
Zip	46319-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXONS SECOND ADDITION TO TOWN OF GRIFFITH ALL L.19
Legal Subdivision	DIXONS SECOND ADDITION
Legal Lot Number	19
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1012
Census Tract	41002

Owner

1040 N Dwiggins St is owned and occupied by an individual who bought it in May 2023.

Source: Lake County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit WFG LENDER SERVICES
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Jun 28, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	2023514742
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0000014742
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 7, 2026
Property Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448
Document Number	0000528307
Instrument Date	Jun 26, 2026
Instrument	2026528307
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448

Mortgage

Document Number	0000528307,
Date	Jul 7, 2026
Instrument	2026528307

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 16, 2023
Property Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448
Document Number	0000014742
Map Reference	MB 34 PG 24
Instrument Date	May 12, 2023
Instrument	2023-514742
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	TSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448

Mortgage

Document Number	0000014743
Date	May 16, 2023
Instrument	2023-514743

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 28, 2019
Property Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448
Document Number	0000039228
Map Reference	MB 34 PG 24
Instrument Date	Jun 24, 2019
Instrument	2019 039228
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 N DWIGGINS ST, GRIFFITH, IN 46319-2448

Mortgage

Document Number	0000039229
Date	Jun 28, 2019
Instrument	2019 039229

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,600 Land $34,800 Building $177,800	$212,600 Land $34,800 Building $177,800
2024	$2,633.00
2023		$198,000 (+8.55%) Land $34,800 Building $163,200	$198,000 (+8.55%) Land $34,800 Building $163,200
2022	$2,102.00 (+25.79%) Homeowner's exemption	$182,400 Land $34,800 Building $147,600	$182,400 Land $34,800 Building $147,600
2021	$1,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 N Dwiggins St in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	65 (1979–2015)
Claims Outside the SFHA	1 of 65
Most Recent Claim	Sep 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 N Dwiggins St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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