1040 N Cedar Rd, New Lenox, IL 60451 Property Records

Will County property record for 1040 N Cedar Rd, New Lenox, IL 60451

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,447 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2023)
Tax Bill	$12,044 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-15-101-015`

Property Details

APN / Parcel Number

Primary APN	`15-08-15-101-015`
Alternative APN	`08151010150000`

Exterior

Lot Area	12,447 sqft (0.29 acres)

Location & Zoning

Street Address	1040 N CEDAR RD
City	NEW LENOX
State	IL
Zip	60451-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25(EX THE E 571 FT THOF) IN AT MCINTOSH COS NEW LENOX ACRES, A SUB IN THE W1/2 NW1/4 OF SEC 15, T35N-R11E.
Legal Range	11E
Legal Township	35N
Legal Section	15
Legal Subdivision	ARTHUR T MC INTOSHS NEW LENOX ACRES
Legal Lot Number	25
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	1
Census Block	1003
Census Tract	881107

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 N CEDAR RD, NEW LENOX, IL 60451-1471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Sep 20, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	202324030
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 17, 2023
Property Address	1040 N CEDAR RD, NEW LENOX, IL 60451-1471
Document Number	0000024030
Map Reference	DOC 408969
Instrument Date	May 12, 2023
Instrument	R2023024030
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 BRIARCREST DR, NEW LENOX, IL 60451-2306

Mortgage

Document Number	0000024031
Date	May 17, 2023
Instrument	R2023024031

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%
Change Frequency	10 Years

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1040 N CEDAR RD, NEW LENOX, IL 60451-1471
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005755
Date	Jan 18, 2022
Instrument	R2022005755

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1040 N CEDAR RD, NEW LENOX, IL 60451-1471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046162
Date	Jun 14, 2017
Instrument	R2017046162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Max Rate	21%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1040 N CEDAR RD, NEW LENOX, IL 60451-1471
Document Number	0000011105
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1040 N CEDAR RD NEW LENOX IL 604511471, NEW LENOX, IL 60451-1471

Mortgage

Document Number	0000011105
Date	Feb 7, 2020
Instrument	11105

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 20, 2018
Property Address	1040 N CEDAR RD, NEW LENOX, IL 60451-1471
Document Number	0000066123
Instrument Date	Sep 11, 2018
Instrument	66123
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1040 N CEDAR RD NEW LENOX IL 604511471, NEW LENOX, IL 60451-1471

Mortgage

Document Number	66124
Date	Sep 20, 2018
Instrument	66124

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Municipality	New Lenox Village
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,044.00 (+15.65%)	$160,856 (+6.9%) Land $29,805 Building $131,051	$482,568 (+6.9%) Land $89,415 Building $393,153
2024		$150,473 (+19.08%) Land $27,881 Building $122,592	$451,419 (+19.08%) Land $83,643 Building $367,776
2022	$10,414.00 Homeowner's exemption	$126,364 Land $23,414 Building $102,950	$379,092 Land $70,242 Building $308,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	40 (1981–2018)
Claims Outside the SFHA	5 of 40
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LENOX serves 29,200 people · EPA ID IL1970700
Water Source	Purchased surface water from TINLEY PARK
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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