Citrus County property record for 1040 N Bent Oak Ter, Crystal River, FL 34429
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1953 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $118,000 (Apr 2006) |
| Tax Bill | $1,866 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 2818S17E01300030 |
| Primary APN | 2818S17E01300030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 80 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 320 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 676 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Fence | Fence |
| Utility Building | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 1092973 |
|---|---|
| Old Parcel Number | 2818S17E01300030 |
| Street Address | 1040 N BENT OAK TER |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34429-5349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR COASTAL LAKES & RVRS |
| Legal Description | SHERMANS SUB UNIT 2 PB 2 PG 63 LOT 3 SUB & TOGETHER WITH EASM OF REC DESC IN OR BK 989 PG 504 TOGETHER WITH A 1/15 INTEREST |
| Legal Range | 17E |
| Legal Township | 18S |
| Legal Section | 28 |
| Legal Subdivision | SHERMAN`S UNIT 2 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 450502 |
The current owner of 1040 N Bent Oak Ter bought it in April 2006.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 13609 PUB PL, TAMPA, FL 33618-8418 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on File |
| Deed Sale | Apr 19, 2006 · Amount on File |
| Deed Document Number | 2006028379 |
| Deed Book / Page | 1996 / 2225 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1040 N Bent Oak Ter was $1,866, up 7.1% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,866.00 (+7.12%) | $130,006 (-1.7%) Land $25,840 Building $104,166 | $130,006 (-1.7%) Land $25,840 Building $104,166 |
| 2024 | $1,742.00 (-12.99%) | $132,250 (+3.92%) Land $25,840 Building $106,410 | $132,250 (+3.92%) Land $25,840 Building $106,410 |
| 2023 | $2,002.00 (+11.84%) | $127,265 (+16.36%) Land $25,840 Building $101,425 | $127,265 (+16.36%) Land $25,840 Building $101,425 |
| 2022 | $1,790.00 | $109,368 Land $25,620 Building $83,748 | $109,368 Land $25,620 Building $83,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 N Bent Oak Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 327 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 574 units insured incl. 247 condo units |
| Nearby Flood Claims | 547 (1993–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 N Bent Oak Ter is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OZELLO WATER ASSOCIATION private · serves 5,220 people · EPA ID FL6091322 |
|---|---|
| Water Source | Purchased groundwater from CITRUS CO UTL/CHARLES A. BLACK |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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