Lake County property record for 1040 Mountain Dr, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,214 sqft · built 1969 |
| Lot Size | 0.272 acres (11,840 sqft) |
| Owner | Company Name on Record |
| Last Sale | $580,000 (Jul 2001) |
| Tax Bill | $20,651 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-403-029 |
| Primary APN | 16-20-403-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,214 sqft Living Area |
| Gross Area | 4,501 sqft |
| 1st Floor Area | 1,726 sqft |
| 2nd Floor Area | 1,488 sqft |
| Upper Floors Area | 1,488 sqft |
| Basement Area | 803 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,840 sqft (0.272 acres) |
| Lot Dimensions | 148 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1040 MOUNTAIN DR |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH TRAIL LOT 113 |
| Legal Subdivision | NORTH TRAIL |
| Legal Lot Number | 113 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 864901 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1040 MOUNTAIN DR, DEERFIELD, IL 60015-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Oct 23, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2001 · Amount on Record |
| Deed Sale | Jul 30, 2001 · Amount on Record |
| Deed Document Number | 20014735772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1040 MOUNTAIN DR, DEERFIELD, IL 60015-1806 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 S LA SALLE ST 2750, 2750, CHICAGO, IL 60603-1108 |
| Document Number | 0007920974 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 7920974 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 23, 2019 |
| Property Address | 1040 MOUNTAIN DR, DEERFIELD, IL 60015-1806 |
| Document Number | 0007602956 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 7602956 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243,238 (+9.24%) Land $58,494 Building $184,744 | $729,787 (+9.24%) Land $175,500 Building $554,287 | |
| 2024 | $20,651.00 (+8.88%) | ||
| 2023 | $18,966.00 (+6.04%) | $222,657 (+7.99%) Land $53,545 Building $169,112 | $668,038 (+7.99%) Land $160,651 Building $507,387 |
| 2022 | $17,885.00 | $206,180 Land $59,811 Building $146,369 | $618,602 Land $179,451 Building $439,151 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 28 (1979–2023) |
| Claims Outside the SFHA | 16 of 28 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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