Sonoma County property record for 1040 Moss Rd, Cotati, CA 94931 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,396 sqft Living Area |
| Lot Size | 94,960 sqft (2.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $580,000 (2001) |
| Tax Bill | $10,184.00 (2025) |
| Primary APN | 046-063-039-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 1,924 sqft Gross Area |
| 1st Floor | 1,396 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 94,960 sqft (2.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Old Parcel Number | 046-063-039 |
|---|---|
| Street Address | 1040 MOSS RD |
| City | COTATI |
| State | CA |
| Zip | 94931-9717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 77 FORM PT OF 46-063-24 PM 5061 & 3081-146 |
| Legal Subdivision | PARCEL MAP NO 5061 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SONOMA CA |
| Minor Civil Division | PETALUMA |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 151206 |
Source: Sonoma County records · APN 046-063-039-000
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 12, 2026 | Grant Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| May 12, 2026 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jan 20, 2021 | Intrafamily Transfer, Transfer |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| May 29, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2001 · Amount on Record |
| Deed Sale | Nov 21, 2001 · Amount on Record |
| Deed Doc Number | 2001160130 |
| Last Transfer Date | Apr 17, 2026 |
| Transfer Doc | 0000023556 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Number | 0000020788 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022020788 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | May 12, 2026 |
| Property Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Number | 0000023554 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202623554 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Number | 0000023555, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202623555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | May 12, 2026 |
| Property Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Number | 0000023556 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202623556 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Number | 0000005925 |
| Map Reference | MB 233 PG 34 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021005925 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Number | 0000059190 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1040 MOSS RD COTATI CA 949319717, COTATI, CA 94931-9717 |
| Document Number | 0000059190 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 59190 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1040 MOSS RD, COTATI, CA 94931-9717 |
| Document Number | 0000037020 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1040 MOSS RD COTATI CA 949319717, COTATI, CA 94931-9717 |
| Document Number | 0000037020 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 37020 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 02, 2049 |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,184.00 (+2.98%) Homeowner's exemption | $856,839 (+4.04%) Land $443,195 Building $413,644 |
| 2023 | $9,889.00 (+1.78%) Homeowner's exemption | $823,569 Land $425,986 Building $397,583 |
| 2022 | $9,716.00 |
1040 Moss Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Sonoma County (06097C), updated February 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Moderate 65th percentile of exposed land nationally · 39th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 498 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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