1040 Monteola, Bulverde, TX 78163 Property Records

Comal County property record for 1040 Monteola, Bulverde, TX 78163

Property Summary

Property Type	Vacant Land
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$313,352 (Jul 2026)
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-5052-7043-00`

Property Details

APN / Parcel Number

Primary APN	`3-5052-7043-00`
Alternative APN	`361674`

Exterior

Lot Area	218,236 sqft (5.01 acres)

Location & Zoning

Street Address	0 TBD
City	BULVERDE
State	TX
Zip	78163
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	MONTEOLA, BLOCK 2, LOT 12, LIFE ESTATE LIFE ESTATE
Legal Subdivision	MONTEOLA
Legal Block	2
Legal Lot Number	12
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2005
Census Tract	310706

Owner

Source: Comal County records · APN 3-5052-7043-00

Assessment roll updated September 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 MONTEOLA, BULVERDE, TX 78163-2285
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · Conventional Mortgage FARM CREDIT SERVICES/MIDLANDS FLCA
Jun 15, 2021	Vendor's Lien, Transfer · Line of Credit SAGE CAPITAL BANK NA
Feb 02, 2017	Grant Deed, Construction Loan · Construction Mortgage CADENCE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	202622736
Prior Transfer Date	Sep 18, 2024
Prior Transfer Doc	0000030350
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COMAL TX
Recording Date	Jul 28, 2026
Property Address	1040 MONTEOLA, BULVERDE, TX 78163-2285
Document Number	0000022736
Instrument Date	Jul 27, 2026
Instrument	202622736
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MONTEOLA, BULVERDE, TX 78163-2285

Mortgage

Document Number	0000002737,
Date	Jul 28, 2026
Instrument	20262737

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Jun 15, 2021
Property Address	BULVERDE, TX 78163
Document Number	0006032070
Instrument Date	Jun 14, 2021
Instrument	202106032070
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 W TURBO DR, 257, SAN ANTONIO, TX 78216-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1537 CAWDON PARK, BULVERDE, TX 78163-2535

Mortgage

Document Number	0006032071
Date	Jun 15, 2021
Instrument	202106032071

Lender

Name	SAGE CAPITAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COMAL TX
Recording Date	Feb 02, 2017
Property Address	BULVERDE, TX 78163
Instrument Date	Oct 31, 2016
Instrument	6004592
Transaction Type	Construction Loan
Record Updated	Apr 06, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	825 W BITTERS RD #200 SAN ANTONIO TX 782167965, 200, SAN ANTONIO, TX 78216-7965

Mortgage

Document Number	0006004592
Date	Feb 02, 2017
Instrument	6004592

Lender

Name	CADENCE BK
Type	Bank
Address	10003 NW MILITARY HWY # 3207AL, SAN ANTONIO, TX 78231-1885

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 01, 2018

Tax Assessment & Valuation

Source: Comal County records · Assessment roll updated September 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,166.00 (+2.06%)	$280,420 (-) Land $280,420	$280,420 (-) Land $280,420
2024	$4,082.00 (-0.68%)
2023		$280,420 Land $280,420	$280,420 Land $280,420
2022	$4,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Guadalupe Valley Telephone Cooperative Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 34 locations within half a mile of this property.

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