1040 Monte Dr, Santa Barbara, CA 93110 Property Records

Santa Barbara County property record for 1040 Monte Dr, Santa Barbara, CA 93110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,252 sqft · built 1950
Lot Size	1.01 acres (43,996 sqft)
Owner	Trust Name on File
Last Sale	$1,955,000 (Jun 2015)
Tax Bill	$25,165 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-096-007`

Property Details

APN / Parcel Number

Primary APN	`063-096-007`
Alternative APN	`06309607`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,252 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	43,996 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1040 MONTE DR
City	SANTA BARBARA
State	CA
Zip	93110-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15EX1
Legal Description	SB ESTATES SUB 1 OF LOT 12
Legal Subdivision	SANTA BARBARA ESTATES
Legal Lot Number	12
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3002
Census Tract	3007

Owner

1040 Monte Dr is owner-occupied and held in a trust since February 2020.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	1040 MONTE DR, SANTA BARBARA, CA 93110-2145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 25, 2020	Quit Claim Deed, Transfer AMROCK INC
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage RABOBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2015 · Amount on File
Deed Sale	Jun 19, 2015 · Amount on File
Deed Document Number	201532006
Last Transfer Date	Feb 14, 2020
Transfer Doc	0000009504
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 25, 2020
Property Address	1040 MONTE DR, SANTA BARBARA, CA 93110-2145
Document Number	0000009502
Instrument Date	Feb 14, 2020
Instrument	9502
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MONTE DR SANTA BARBARA CA 931102145, SANTA BARBARA, CA 93110-2145

Mortgage

Document Number	9503
Date	Feb 25, 2020
Instrument	9503

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 25, 2020
Property Address	1040 MONTE DR, SANTA BARBARA, CA 93110-2145
Document Number	0000009504
Instrument Date	Feb 14, 2020
Instrument	9504
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 MONTE DR SANTA BARBARA CA 931102145, SANTA BARBARA, CA 93110-2145

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1040 MONTE DR, SANTA BARBARA, CA 93110-2145
Document Number	0000044546
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 MONTE DR SANTA BARBARA CA 931102145, SANTA BARBARA, CA 93110-2145

Mortgage

Document Number	0000044546
Date	Oct 17, 2018
Instrument	44546

Lender

Name	RABOBANK
Type	Bank
Address	SANTA BARBARA, CA 93105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Monte Dr was $25,165 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Hope Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,396,599 (+2%) Land $1,348,471 Building $1,048,128
2025	$25,165.00 Homeowner's exemption Additional exemption filed	$2,349,608 Land $1,322,031 Building $1,027,577
2023	$24,214.00 (+1.74%) Homeowner's exemption Additional exemption filed	$2,258,372 Land $1,270,696 Building $987,676
2022	$23,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1040 Monte Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Monte Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CUMBRE MUTUAL WATER CO private · serves 4,861 people · EPA ID CA4210024
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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