1040 Mill Creek Loop, Leland, NC 28451 Property Records

Brunswick County property record for 1040 Mill Creek Loop, Leland, NC 28451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 2009
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jun 2026)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029KG017`

Property Details

APN / Parcel Number

Primary APN	`029KG017`
Alternative APNs	`219814439412` `10576320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,340 sqft Heated Area
Gross Area	1,744 sqft
1st Floor Area	1,340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,538 sqft (0.196 acres)
Garage Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	10576320
Street Address	1040 MILL CREEK LOOP
City	LELAND
State	NC
Zip	28451-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L-28R PH-3 MILL CREEK LANDING PLAT 60/17
Legal Subdivision	MILL CREEK
Legal Phase	3
Legal Lot Number	28R
Jurisdiction	BRUNSWICK NC
Township / Civil Division	NORTHWEST
Census Block Group	2
Census Block	2026
Census Tract	20108

Owner

1040 Mill Creek Loop is owned and occupied by an individual who bought it in June 2026.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 MILL CREEK LOOP, LELAND, NC 28451-9447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 29, 2017	Deed of Trust, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Feb 16, 2016 · Amount on File
Deed Book / Page	5569 / 867
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 2, 2026
Property Address	1040 MILL CREEK LOOP, LELAND, NC 28451-9447
Document Number	5569000867
Book / Page	5569 / 867
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,994.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5569000873,
Date	Jun 2, 2026
Book Page	5569/873

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1040 MILL CREEK LOOP, LELAND, NC 28451-9447
Document Number	0040070539
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MILL CREEK LOOP LELAND NC 284519447, LELAND, NC 28451-9447

Mortgage

Document Number	0040070539
Date	Jan 17, 2018
Book Page	004007/000539

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 16, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Mill Creek Loop was $1,779, up 0.1% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Leland Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,930 (-) Land $40,000 Building $217,930	$257,930 (-) Land $40,000 Building $217,930
2025	$1,779.00 (+0.06%)	$257,930 Land $40,000 Building $217,930	$257,930 Land $40,000 Building $217,930
2024	$1,778.00
2023		$257,930 Land $40,000 Building $217,930	$257,930 Land $40,000 Building $217,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Mill Creek Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Mill Creek Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK REGIONAL WATER AND SEWER H2GO serves 51,252 people · EPA ID NC0410070
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Focus Broadband.

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