1040 Merlin Dr, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1040 Merlin Dr, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,757 sqft · built 1962
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$305,100 (Dec 2023)
Tax Bill	$11,339 (2026)
Deeds & Mortgages	Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`422400 61.11-2-4`

Property Details

APN / Parcel Number

Primary APN	`422400 61.11-2-4`
Alternative APN	`240006101100020040000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,757 sqft Living Area
1st Floor Area	1,623 sqft
2nd Floor Area	750 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	180 ft deep x 105 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	330 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1040 MERLIN DR
City	SCHENECTADY
State	NY
Zip	12309-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1013
Census Tract	32102

Owner

1040 Merlin Dr is owned by two individuals who bought it in December 2023.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 EAGLE ST, SCHENECTADY, NY 12307-1104
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Deed Document Number	202368700
Deed Book / Page	2120 / 923
Prior Transfer Date	Nov 10, 2023
Prior Transfer Doc	0000068700
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 6, 2023
Property Address	1040 MERLIN DR, SCHENECTADY, NY 12309-1602
Document Number	0000068700
Book / Page	2120 / 923
Map Reference	MAP 1117 DR 68
Instrument Date	Nov 10, 2023
Instrument	202368700
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FORD & REALE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,222.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1418 FOX HOLLOW RD, NISKAYUNA, NY 12309-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 EAGLE ST, SCHENECTADY, NY 12307-1104

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Merlin Dr was $11,339, down 9.8% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,339.00 (-9.77%)
2025	$12,567.00	$257,000 Land $46,000 Building $211,000	$380,700 Land $68,141 Building $312,559
2023		$290,000 (-) Land $46,000 Building $244,000	$367,100 (+12.68%) Land $58,230 Building $308,870
2022		$290,000 Land $46,000 Building $244,000	$325,800 Land $51,679 Building $274,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Merlin Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1978–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Merlin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880