Dubuque County property record for 1040 Melrose Ter, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,074 sqft · built 1921 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,022 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-155-007 |
| Primary APN | 10-25-155-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Upper Floors Area | 752 sqft |
| Basement Area | 752 sqft |
| Finished Basement | 400 sqft |
| Game Room | Game Room |
| Interior Walls | Unfinished |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1040 MELROSE TER |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-6549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | BAL E 50' - W 93' - N 1/2 LOT 2 P LANGWORTHYS SUB (EXC N 10') |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Langworthy Historic District listed 2004 · 99 contributing resources · NRIS 04000813 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dubuque County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 MELROSE TER, DUBUQUE, IA 52001-6549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU |
| Oct 31, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2022 |
| Transfer Doc | 0000013349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1040 MELROSE TER, DUBUQUE, IA 52001-6549 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011484 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 2017-00011484 |
| Name | DUTRAC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Oct 31, 2022 |
| Property Address | 1040 MELROSE TER, DUBUQUE, IA 52001-6549 |
| Document Number | 0000013349 |
| Map Reference | MB 103 PG 323 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-00013349 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 MELROSE TER, DUBUQUE, IA 52001-6549 |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,022.00 Homeowner's exemption | $241,100 (+9.39%) Land $28,900 Building $212,200 | $241,100 (+9.39%) Land $28,900 Building $212,200 |
| 2024 | $3,022.00 (+1.96%) | ||
| 2023 | $220,400 (+19.71%) Land $27,500 Building $192,900 | $220,400 (+19.71%) Land $27,500 Building $192,900 | |
| 2022 | $2,964.00 Homeowner's exemption | $184,110 Land $27,500 Building $156,610 | |
| 2021 | $184,110 Land $27,500 Building $156,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hawkeye Topco Holdings Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Comelec Services, Lumen Technologies, T-Mobile USA.
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