Oakland County property record for 1040 Maya Ct, Troy, MI 48085
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,182 sqft · built 2003 |
| Lot Size | 4.95 acres (215,633 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $216,250 (Dec 2012) |
| Tax Bill | $4,102 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-14-352-025 |
| Primary APN | 88-20-14-352-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Basement Area | 1,370 sqft |
| Unfinished Basement | 1,370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 215,633 sqft (4.95 acres) |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1040 MAYA CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4967 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1T |
| Legal Description | T2N, R11E, SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO. 1355 MAYA'S MEADOWS UNIT25, BLDG 7. L 23059 P 282 6/18/01 FR 351-005 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 25 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 197100 |
1040 Maya Ct, a condominium, is owned and occupied by two individuals who bought it in December 2012.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 MAYA CT, TROY, MI 48085-4967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit MICHIGAN EDUCATIONAL CU |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES LTD |
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2012 · Amount on File |
| Deed Sale | Dec 26, 2012 · Amount on File |
| Prior Sale | Oct 17, 2003 |
| Deed Document Number | 2012285681 |
| Deed Book / Page | 45127 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1040 MAYA CT, TROY, MI 48085-4967 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Name | Verified Name |
|---|---|
| Address | 1040 MAYA CT, TROY, MI 48085-4967 |
| Document Number | 0000120727 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 60555/322 |
| Instrument | 120727 |
| Name | MICHIGAN EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1040 MAYA CT, TROY, MI 48085-4967 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000091565 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 54192/167 |
| Instrument | 91565 |
| Name | MMS MORTGAGE SERVICES LTD |
|---|---|
| Type | Mortgage Company |
| Address | FARMINGTON, MI 48331 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1040 MAYA CT, TROY, MI 48085-4967 |
| Document Number | 0000162516 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1040 MAYA CT TROY MI 480854967, TROY, MI 48085-4967 |
| Document Number | 0000162516 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 053325/000532 |
| Instrument | 162516 |
| Name | MICHIGAN EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2029 |
The 2025 property tax bill for 1040 Maya Ct was $4,102 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,102.00 | ||
| 2023 | $325,620 | ||
| 2022 | $4,266.00 | $162,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Maya Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1040 Maya Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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