1040 Mattande Ln, Naperville, IL 60540 Property Records

DuPage County property record for 1040 Mattande Ln, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,755 sqft · built 1993
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Nov 2021)
Tax Bill$7,878 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-18-221-089

Property Details

APN / Parcel Number

Primary APN08-18-221-089

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,755 sqft Living Area
Gross Area2,502 sqft
1st Floor Area801 sqft
2nd Floor Area954 sqft
Basement Area747 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Lot Area2,178 sqft (0.05 acres)
Garage Area372 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1040 MATTANDE LN
CityNAPERVILLE
StateIL
Zip60540-4827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionBARCLAY MANOR ALL
Legal SubdivisionBARCLAY MANOR
Legal Lot Number49
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group4
Census Block4010
Census Tract846103

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1040 MATTANDE LN, NAPERVILLE, IL 60540-4827
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Nov 15, 2021Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleSep 5, 1996 · Amount on Record
Deed Document Number2021165999
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1040 MATTANDE LN, NAPERVILLE, IL 60540-4827
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008380
DateJan 29, 2018
InstrumentR2018-008380
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 24, 2048
Interest
Rate TypeAdjustable Rate
Rate4.59%
Change FrequencyMonthly

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateNov 15, 2021
Property Address1040 MATTANDE LN, NAPERVILLE, IL 60540-4827
Document Number0000165999
Map ReferenceDOC R89-160522
Instrument DateNov 12, 2021
InstrumentR2021-165999
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1040 MATTANDE LN, NAPERVILLE, IL 60540-4827

Mortgage

Document Number0000166000
DateNov 15, 2021
InstrumentR2021-166000
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,878.00 (+17.83%)$142,997 (+30.81%) Land $29,408 Building $113,589$428,991 (+30.81%) Land $88,224 Building $340,767
2022$6,686.00 Homeowner's exemption$109,320 Land $22,480 Building $86,840$327,960 Land $67,440 Building $260,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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