1040 Maple St, Genoa, NY 13071 Property Records

Cayuga County and Genoa Town property record for 1040 Maple St, Genoa, NY 13071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 1875
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Oct 2022)
Tax Bill	$4,678 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053000 228.02-2-14`

Property Details

APN / Parcel Number

Primary APN	`053000 228.02-2-14`
Alternative APNs	`300022800200020140000000` `06020120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,286 sqft Living Area
1st Floor Area	1,259 sqft
2nd Floor Area	1,027 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,954 sqft (0.504 acres)
Lot Dimensions	265 ft deep x 82.8 ft wide
Garage Type	Mixed
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	06020120
Street Address	1040 MAPLE ST
City	GENOA
State	NY
Zip	13071-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM 93-19
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	CAYUGA NY
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2022
Census Tract	41001

Owner

Source: Cayuga County and Genoa Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 MAPLE ST, GENOA, NY 13071-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ALLY BANK
May 24, 2017	Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CFCU COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Oct 7, 2015 · Amount on Record
Deed Document Number	2022217580
Deed Book / Page	4286 / 337
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	001600/162
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Oct 20, 2022
Property Address	1040 MAPLE ST, GENOA, NY 13071-9663
Document Number	004286/337
Book / Page	4286 / 337
Instrument Date	Oct 17, 2022
Instrument	2022-217580
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 NORTH ST # A, A, PULASKI, NY 13142-4008

Mortgage

Document Number	2022217581
Date	Oct 20, 2022
Instrument	2022-217581

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1040 MAPLE ST, GENOA, NY 13071-9663
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003525/21
Date	May 24, 2017
Book Page	3525/021
Instrument	2017-00171342

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1040 MAPLE ST, GENOA, NY 13071-9663
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004136/184
Date	Nov 9, 2021
Book Page	4136/184
Instrument	2021-209190

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Cayuga County and Genoa Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Genoa Town
Unified School District	Southern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,678.00 (-6.03%) Disabled Person's exemption Veteran's exemption
2025	$4,978.00 (+6.66%) Disabled Person's exemption Veteran's exemption	$210,000 (-) Land $25,000 Building $185,000	$280,000 (+17.33%) Land $33,333 Building $246,667
2024	$4,667.00 (+283.48%)
2023		$210,000 Land $25,000 Building $185,000	$238,636 Land $28,409 Building $210,227
2020	$1,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA-KING FERRY WD serves 900 people · EPA ID NY0501731
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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