1040 Main St, West Wareham, MA 02576 Property Records

Plymouth County and Wareham Town property record for 1040 Main St, West Wareham, MA 02576

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 3,456 sqft · built 1854
Lot Size	0.493 acres (21,477 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Aug 2013)
Tax Bill	$3,677 (2026)
Deeds & Mortgages	Aug 2019 Refinance Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00101 B:000 L:0000N`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00101 B:000 L:0000N`
Alternative APN	`WRHM M:00101 B:000 L:0000N`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	6,976 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1854
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,477 sqft (0.493 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1040 MAIN ST
City	WEST WAREHAM
State	MA
Zip	02576-1304
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MR30
Legal Lot Number	N
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	2
Census Block	2004
Census Tract	545100

Owner

1040 Main St, a duplex, is owned and occupied by an individual who bought it in August 2013.

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 MAIN ST, WEST WAREHAM, MA 02576-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ASHLEY CRANBERRY ENT
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HSNG FIN CORP
Nov 16, 2017	Deed of Trust, Mortgage · Conventional with PMI JAMES E ASHLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2013 · Amount on File
Deed Sale	Aug 23, 2013 · Amount on File
Prior Sale	Mar 29, 2013 · Amount on File
Deed Book / Page	43527 / 133
Transfer Doc	043527-133
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	1040 MAIN ST, WEST WAREHAM, MA 02576-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	51552-5
Date	Aug 26, 2019
Book Page	51552/5
Instrument	69287

Lender

Name	ASHLEY CRANBERRY ENT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	1040 MAIN ST, WEST WAREHAM, MA 02576-1304
Document Number	52149-139
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MAIN ST WEST WAREHAM MA 025761304, WEST WAREHAM, MA 02576-1304

Mortgage

Document Number	52149-139
Date	Dec 26, 2019
Book Page	052149/000139
Instrument	114076

Lender

Name	NEIGHBORHOOD HSNG FIN CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	1040 MAIN ST, WEST WAREHAM, MA 02576-1304
Document Number	49195-16
Book / Page	049195 / 000016
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	49195-16
Date	Nov 17, 2017
Book Page	049195/000016
Instrument	1696

Lender

Name	JAMES E ASHLEY

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Main St was $3,677, down 17.9% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,677.00 (-17.85%)	$429,600 (-) Land $127,200 Building $302,400	$642,272
2025	$4,476.00 (-0.4%)	$429,600 (+7.35%) Land $127,200 Building $302,400
2024	$4,494.00 (+5.94%)	$400,200 (+13.5%) Land $101,200 Building $299,000
2023	$4,242.00	$352,600 Land $92,000 Building $260,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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