1040 Main St, Onalaska, WI 54650 Property Records

La Crosse County property record for 1040 Main St, Onalaska, WI 54650 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Sep 2021)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Nov 2022 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-001075-000`

Property Details

APN / Parcel Number

Primary APN	`018-001075-000`
Alternative APNs	`18 1075 0` `41190`

Exterior

Lot Area	16,117 sqft (0.369 acres)

Location & Zoning

Account Number	41190
Old Parcel Number	18 1075 0
Street Address	1040 MAIN ST
City	ONALASKA
State	WI
Zip	54650-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT OF ONALASKA E 97FT OF W 165FT OF N 165FT OUTLOT 132
Legal Range	07
Legal Township	16
Legal Section	09
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Lot Number	132
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2001
Census Tract	10500

Owner

Source: La Crosse County records · APN 018-001075-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1040 MAIN ST, ONALASKA, WI 54650-2763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2022	Quit Claim Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	0001781724
Last Transfer Date	Nov 08, 2022
Transfer Doc	0001801817
Record Updated	Jun 08, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Nov 08, 2022
Property Address	1040 MAIN ST, ONALASKA, WI 54650-2763
Document Number	0001801817
Instrument Date	Nov 03, 2022
Instrument	1801817
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Tax	$336.30
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 30, 2021
Property Address	1040 MAIN ST, ONALASKA, WI 54650-2763
Document Number	0001781724
Instrument Date	Sep 28, 2021
Instrument	1781724
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001781725
Date	Sep 30, 2021
Instrument	1781725

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (-4.11%) Homeowner's exemption	$322,100 (+24.84%) Land $78,600 Building $243,500	$325,800 (+26.28%)
2023	$4,356.00 Homeowner's exemption	$258,000 Land $56,100 Building $201,900	$258,000 Land $56,100 Building $201,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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