1040 Main St, Napa, CA 94559 Property Records

Napa County property record for 1040 Main St, Napa, CA 94559

Property Summary

Property Type	Commercial Office
Details	23,961 sqft · built 1907
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$1,612,000 (Jul 2016)
Tax Bill	$106,933 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-172-007-000`

Property Details

APN / Parcel Number

Primary APN	`003-172-007-000`
Alternative APNs	`003-172-007` `00317207`

Interior

Building Area	23,961 sqft Gross Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1980
Exterior Material	Asbestos
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	003-172-007
Street Address	1038 MAIN ST
City	NAPA
State	CA
Zip	94559
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	CD
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2030
Census Tract	200503

Owner

1040 Main St, a commercial property, is owned by a company that bought it in July 2016.

Source: Napa County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 546, NAPA, CA 94559-0546
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage BANK OF MARIN
Jul 3, 2019	Deed of Trust, Mortgage BANK OF STOCKTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2016 · Amount on File
Deed Sale	Jul 5, 2016 · Amount on File
Prior Sale	Apr 21, 2015 · Amount on File
Deed Document Number	201616237
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0000016237
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1040 MAIN ST, NAPA, CA 94559-2654
Document Number	0000019424
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1210 DARMS LN NAPA CA 945581015, NAPA, CA 94558-1015

Mortgage

Document Number	0000019424
Date	Aug 10, 2020
Instrument	19424

Lender

Name	BANK OF MARIN
Type	Bank
Address	PO BOX L, NOVATO, CA 94948-0970

Agreement

Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1040 MAIN ST, NAPA, CA 94559-2654
Document Number	0000014049
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1775 LINCOLN AVE NAPA CA 945584706, NAPA, CA 94558-4706

Mortgage

Document Number	0000014049
Date	Jul 23, 2019
Instrument	14049

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	PO BOX 1110, STOCKTON, CA 95201-3003

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Main St was $106,933, up 1.9% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$106,933.00 (+1.88%)	$9,137,253 (+2%) Land $2,282,695 Building $6,854,558	$9,137,253 (+2%) Land $2,282,695 Building $6,854,558
2025	$104,964.00	$8,958,092 Land $2,237,937 Building $6,720,155	$8,958,092 Land $2,237,937 Building $6,720,155
2023	$99,562.00 (+1.65%)	$8,610,240 Land $2,151,036 Building $6,459,204
2022	$97,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	222 units insured incl. 160 condo units
Nearby Flood Claims	341 (1982–2014)
Claims Outside the SFHA	21 of 341
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 107 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 77 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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