Morgan County property record for 1040 Main St E, Hartselle, AL 35640
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 4,705 sqft · built 1995 |
| Lot Size | 6.4 acres (278,784 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,072 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-01-11-4-000-021.000 |
| Primary APN | 15-01-11-4-000-021.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,705 sqft Living Area |
| 1st Floor Area | 2,984 sqft |
| Upper Floors Area | 1,721 sqft |
| Basement Area | 315 sqft |
| Unfinished Basement | 315 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 278,784 sqft (6.4 acres) |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10973 |
|---|---|
| Street Address | 1040 MAIN ST E |
| City | HARTSELLE |
| State | AL |
| Zip | 35640-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NE COR OF NE1/4 OF NE1/4 OF SEC 11, T7S,R4W, TH SO 186', TH SW'LY 299.9', TH SW'LY 81.92', TH CONT SW'LY 65', TH NW'LY |
| Legal Range | 4W |
| Legal Township | 7S |
| Legal Section | 11 |
| Legal Subdivision | HARTSELLE |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | HARTSELLE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 5305 |
1040 Main St E is owned and occupied by an individual.
Source: Morgan County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 MAIN ST E, HARTSELLE, AL 35640-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1040 MAIN ST E, HARTSELLE, AL 35640-2030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 2020/3796 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 2020/3796 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 15, 2021 |
The 2025 property tax bill for 1040 Main St E was $2,072 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Hartselle City |
| Unified School District | Hartselle City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,072.00 | $53,820 (-) Land $8,360 Building $45,460 | $538,200 (-) Land $83,600 Building $454,600 |
| 2024 | $53,820 (+1.43%) Land $8,360 Building $45,460 | $538,200 (+1.43%) Land $83,600 Building $454,600 | |
| 2023 | $2,072.00 (-1.24%) Homeowner's exemption | $53,060 (-2.59%) Land $7,600 Building $45,460 | $530,600 (-2.59%) Land $76,000 Building $454,600 |
| 2022 | $2,098.00 Homeowner's exemption | $54,470 Land $8,360 Building $46,110 | $544,700 Land $83,600 Building $461,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Main St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 Main St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARTSELLE UTILITY BOARD serves 22,233 people · EPA ID AL0001086 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FlashFiber.
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