1040 Lizzie Ln, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1040 Lizzie Ln, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2017
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$1,263 (2024)
Deeds & Mortgages	Dec 2022 Sale Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`462-03-02-0041`

Property Details

APN / Parcel Number

Primary APN	`462-03-02-0041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	375 sqft
Porch	Open Porch
Porch Area	280 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1040 LIZZIE LN
City	SURFSIDE BEACH
State	SC
Zip	29575-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD LANDING VILLAGE PH 3; LOT 215
Legal Subdivision	MALLARD LANDING VILLAGE PH 3
Legal Lot Number	215
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1008
Census Tract	51405

Owner

1040 Lizzie Ln is owned and occupied by an individual who acquired it in December 2022.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 LIZZIE LN, SURFSIDE BEACH, SC 29575-4614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer
Aug 31, 2017	Deed of Trust, Mortgage GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Sep 1, 2017 · Amount on File
Last Transfer Date	Dec 9, 2022
Transfer Doc	0046220330
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 9, 2022
Property Address	1040 LIZZIE LN, SURFSIDE BEACH, SC 29575-4614
Document Number	0046220330
Book / Page	4622 / 330
Instrument Date	Dec 5, 2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 LIZZIE LN, SURFSIDE BEACH, SC 29575-4614

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1040 LIZZIE LN, SURFSIDE BEACH, SC 29575-4614
Document Number	5915/0245
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5915/0245
Date	Sep 1, 2017
Book Page	005915/000245

Lender

Name	GATEWAY MTG GRP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$437,690 (-) Land $142,375 Building $295,315
2024	$1,263.00	$17,508 (+5.03%) Land $5,695 Building $11,813	$437,690 (+57.5%) Land $142,375 Building $295,315
2023		$16,670 Land $2,050 Building $14,620	$277,890 Land $34,190 Building $243,700
2021	$3,635.00	$11,116 Land $1,368 Building $9,748	$277,890 Land $34,190 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Lizzie Ln in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	165 in force
Nearby Flood Claims	42 (1989–2019)
Claims Outside the SFHA	41 of 42
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Lizzie Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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