1040 Lewis Rd, Sumter, SC 29154 Property Records

Sumter County property record for 1040 Lewis Rd, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1998
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jun 2018)
Tax Bill	$733 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`226-08-06-006`

Property Details

APN / Parcel Number

Primary APN	`226-08-06-006`
Alternative APN	`36593`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1998
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Covered Porch
Patio Area	43 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	36593
Old Parcel Number	226 08 06 006
Street Address	1040 LEWIS RD
City	SUMTER
State	SC
Zip	29154-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LT 25 PB97-1081 PB93-1759 0.36AC
Legal Subdivision	HAYWOOD SUB
Legal Lot Number	25
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3013
Census Tract	1704

Owner

1040 Lewis Rd is owned and occupied by an individual who bought it in June 2018.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1040 LEWIS RD, SUMTER, SC 29154-7308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Feb 7, 2023	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 5, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jun 12, 2018	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 8, 2017	Trustee's Deed, Transfer Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Feb 8, 2017 · Amount on File
Deed Document Number	0012451375
Deed Book / Page	1245 / 1375
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1040 LEWIS RD, SUMTER, SC 29154-7308
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012880930
Date	Jul 9, 2021
Book Page	1288/930

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1040 LEWIS RD, SUMTER, SC 29154-7308
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 LEWIS RD, SUMTER, SC 29154-7308

Mortgage

Document Number	0013111426
Date	Feb 7, 2023
Book Page	1311/1426

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Aug 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1040 LEWIS RD, SUMTER, SC 29154-7308
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 LEWIS RD, SUMTER, SC 29154-7308

Mortgage

Document Number	0013253518
Date	Apr 5, 2024
Book Page	1325/3518

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1040 LEWIS RD, SUMTER, SC 29154-7308
Document Number	0012663982
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 LEWIS RD SUMTER SC 291547308, SUMTER, SC 29154-7308

Mortgage

Document Number	0012663982
Date	Mar 24, 2020
Book Page	001266/003982

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 12, 2018
Property Address	1040 LEWIS RD, SUMTER, SC 29154-7308
Document Number	0012451375
Book / Page	1245 / 1375
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 LEWIS RD, SUMTER, SC 29154-7308

Mortgage

Document Number	0012451379
Date	Jun 12, 2018
Instrument	1245/1379

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

February 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 8, 2017
Property Address	1040 LEWIS RD, SUMTER, SC 29154-7308
Document Number	0012295860
Book / Page	001229 / 005860
Instrument Date	Feb 6, 2017
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Amount	Amount on Record
Tax	$207.20
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 NANCY CT SUMTER SC 291537679, SUMTER, SC 29153-7679

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Lewis Rd was $733.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$733.00	$3,610 Land $800 Building $2,810	$90,215 Land $20,000 Building $70,215
2023		$3,610 (-) Land $800 Building $2,810	$90,215 (-) Land $20,000 Building $70,215
2022	$695.00	$3,610 Land $800 Building $2,810	$90,215 Land $20,000 Building $70,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Lewis Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1989–2020)
Claims Outside the SFHA	11 of 18
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Lewis Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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