Stokes County property record for 1040 Lazy Ln, Germanton, NC 27019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1990 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,537 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 693202590484 |
| Primary APN | 693202590484 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,404 sqft Heated Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Area | 336 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1040 LAZY LN |
|---|---|
| City | GERMANTON |
| State | NC |
| Zip | 27019-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Jurisdiction | STOKES NC |
| Township / Civil Division | MEADOWS |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 70600 |
1040 Lazy Ln, a single family home, is owned by two individuals.
Source: Stokes County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 534, GERMANTON, NC 27019-0534 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOKES NC |
| Property Address | 1040 LAZY LN, GERMANTON, NC 27019-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0693/0780 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 0693/0780 |
| Instrument | 00572 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | WALKERTOWN, NC 27051 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Jan 29, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1040 Lazy Ln was $1,537.
Source: Stokes County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stokes County |
| Unified School District | Stokes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,537.00 | $215,000 Land $33,200 Building $181,800 | $215,000 Land $33,200 Building $181,800 |
| 2023 | $1,144.00 | $154,600 (-) Land $26,000 Building $128,600 | $154,600 (-) Land $26,000 Building $128,600 |
| 2022 | $1,144.00 | $154,600 Land $26,000 Building $128,600 | $154,600 Land $26,000 Building $128,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Lazy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 Lazy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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