1040 Lamb Dr, Troy, MI 48085 Property Records

Oakland County property record for 1040 Lamb Dr, Troy, MI 48085

Property Summary

Property Type	Condominium
Lot Size	1.07 acres (47,020 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Feb 2018)
Tax Bill	$6,032 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-14-354-005`

Property Details

APN / Parcel Number

Primary APN	`88-20-14-354-005`

Exterior

Architectural Style	Condo/Apartment
Lot Area	47,020 sqft (1.07 acres)

Location & Zoning

Street Address	1040 LAMB DR
City	TROY
State	MI
Zip	48085-4987
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T2N,R11E, SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO 2173 BELLECLAIRECONDOMINIUMS UNIT 5 L50273 P428 1/12/17 FR 351-098
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	5
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2001
Census Tract	197100

Owner

Source: Oakland County records · APN 88-20-14-354-005

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage INDEPENDENT BANK
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Apr 15, 2019	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Feb 09, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2018 · Amount on Record
Deed Sale	Feb 09, 2018 · Amount on Record
Deed Document Number	201821420
Deed Book / Page	51548 / 355
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1040 LAMB DR, TROY, MI 48085-4987
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001101
Date	Jan 04, 2023
Book Page	58351/846
Instrument	1101

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1040 LAMB DR, TROY, MI 48085-4987
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096460
Date	Jun 17, 2019
Book Page	52934/00876
Instrument	96460

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 15, 2019
Property Address	1040 LAMB DR, TROY, MI 48085-4987
Document Number	0000058708
Book / Page	052736 / 000167
Instrument Date	Dec 01, 2018
Instrument	58708
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 09, 2018
Property Address	1040 LAMB DR, TROY, MI 48085-4987
Document Number	0000021420
Book / Page	051548 / 000355
Instrument Date	Feb 07, 2018
Instrument	21420
Transaction Type	Transfer
Record Updated	May 05, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,032.00 (+2.76%)
2024	$5,870.00 (-17.48%)
2023			$367,940
2022	$7,113.00	$183,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 330 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY serves 85,854 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

1040 Lamb Dr, Troy, MI 48085 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Lamb Dr

Nearby Streets

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