1040 Koon Rd, Irmo, SC 29063 Property Records

Richland County property record for 1040 Koon Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,422 sqft · built 1973
Lot Size	4.48 acres (195,149 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2025)
Tax Bill	$399 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04200-06-48`

Property Details

APN / Parcel Number

Primary APN	`04200-06-48`
Alternative APNs	`R04200-06-48` `042000248` `00052622`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,422 sqft Heated Area
Gross Area	4,314 sqft
1st Floor Area	1,457 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Tudor
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	195,149 sqft (4.48 acres)
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Private

Location & Zoning

Account Number	00052622
Street Address	1040 KOON RD
City	IRMO
State	SC
Zip	29063-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	TRACT B 415.4X406.7X387.2X595.8 #SU #PR X-1928 50-2775 56-4019
Legal Subdivision	FRANK M AND JUDY GRIFFIN
Legal Tract	B
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2004
Census Tract	10308

Owner

1040 Koon Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Richland County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 KOON RD, IRMO, SC 29063-9776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage SHORE BANK
Mar 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	202552164
Deed Book / Page	3070 / 594
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Sep 14, 2026
Property Address	1040 KOON RD, IRMO, SC 29063-9776
Document Number	0000045987
Book / Page	3166 / 1401
Instrument Date	Jul 2, 2026
Instrument	202645987
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 KOON RD, IRMO, SC 29063-9776

Mortgage

Document Number	0000045987,
Date	Sep 14, 2026
Book Page	3166/1401
Instrument	202645987

Lender

Name	SHORE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1040 KOON RD, IRMO, SC 29063-9776
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 KOON RD, IRMO, SC 29063-9776

Mortgage

Document Number	0029982710
Date	Mar 3, 2025
Book Page	2998/2710
Instrument	2025009199

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	CANTON, OH 44708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 31, 2025
Property Address	1040 KOON RD, IRMO, SC 29063-9776
Document Number	0030700594
Book / Page	3070 / 594
Instrument Date	Oct 29, 2025
Instrument	2025052164
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 KOON RD, IRMO, SC 29063-9776

Mortgage

Document Number	2025052165
Date	Oct 31, 2025
Instrument	2025052165

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Koon Rd was $399.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00		$447,000 (-) Land $58,200 Building $388,800
2024			$447,000 (+58.85%) Land $58,200 Building $388,800
2023	$368.00		$281,400 Land $56,000 Building $225,400
2021	$2,292.00	$11,260	$281,400 Land $56,000 Building $225,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1040 Koon Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Koon Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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