1040 Jeffery St, Boca Raton, FL 33487 Property Records

Palm Beach County property record for 1040 Jeffery St, Boca Raton, FL 33487

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,398 sqft · built 1998
Lot Size	0.024 acres (1,037 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Dec 2025)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-43-47-04-48-000-1091`

Property Details

APN / Parcel Number

Primary APN	`06-43-47-04-48-000-1091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	590 sqft
Upper Floors Area	808 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Construction Type	Masonry / Concrete Block
Lot Area	1,037 sqft (0.024 acres)
View / Lot	Pool
Garage Type	Attached
Garage Area	220 sqft
Porch	Finished/Open Porch
Porch Area	55 sqft

Location & Zoning

Street Address	1040 JEFFERY ST
City	BOCA RATON
State	FL
Zip	33487-4185
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3A
Legal Description	BOCA QUAY PH 3 LT 109 (LESS SLY 1.75 FT) & SLY 1.75 FT OF LT 110
Legal Range	43E
Legal Township	47S
Legal Section	04
Legal Subdivision	BOCA QUAY PH 3
Legal Phase	3
Legal Lot Number	109
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	3
Census Block	3016
Census Tract	7301

Owner

1040 Jeffery St, a townhouse, is owned and occupied by two individuals who bought it in December 2025.

Source: Palm Beach County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1040 JEFFERY ST, BOCA RATON, FL 33487-4185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 11, 2025	Warranty Deed, Transfer · Conventional Mortgage NCPD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	Jun 21, 2004 · Amount on File
Deed Document Number	2025437810
Deed Book / Page	36187 / 1544
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1040 JEFFERY ST, BOCA RATON, FL 33487-4185
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 JEFFERY ST, BOCA RATON, FL 33487-4185

Mortgage

Document Number	0346450249
Date	Nov 1, 2023
Book Page	34645/249
Instrument	20230373723

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 11, 2025
Property Address	1040 JEFFERY ST, BOCA RATON, FL 33487-4185
Document Number	0361871544
Book / Page	36187 / 1544
Map Reference	MB 77 PG 60
Instrument Date	Nov 23, 2025
Instrument	20250437810
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4310 DURANGO DR, INDIAN LAND, SC 29707-6447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 JEFFERY ST, BOCA RATON, FL 33487-4185

Mortgage

Document Number	0361871551
Date	Dec 11, 2025
Instrument	36187/1551

Lender

Name	NCPD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Jeffery St was $3,420 with a homeowner's exemption, up 3.3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00 (+3.29%) Homeowner's exemption	$226,376	$419,000 Building $419,000
2024	$3,311.00 (+2.63%)
2023	$3,226.00 (+1.41%) Homeowner's exemption	$213,588 (+3%)	$457,000 (+9.91%) Building $457,000
2022	$3,181.00 Homeowner's exemption	$207,367	$415,800 Building $415,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Jeffery St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 380 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	853 units insured incl. 473 condo units
Nearby Flood Claims	37 (1979–2017)
Claims Outside the SFHA	1 of 37
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 Jeffery St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Jeffery St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures