1040 James Huff Rd, Monroe, GA 30656 Property Records

Walton County property record for 1040 James Huff Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1990
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Nov 2014)
Tax Bill	$461 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`C1230-026`

Property Details

APN / Parcel Number

Primary APN	`C1230-026`
Alternative APN	`9032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Heated Area
1st Floor Area	1,904 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	104,980 sqft (2.41 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Utility Building	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9032
Street Address	1040 JAMES HUFF RD
City	MONROE
State	GA
Zip	30656-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	2.41AC
Legal Subdivision	BILL SHEA
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	110301

Owner

Source: Walton County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 3, 2024	Deed of Trust, Mortgage · FHA Mortgage M&T MORTGAGE
May 3, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 15, 2022	Deed of Trust, Mortgage · FHA Mortgage SOVEREIGN LENDING GROUP INCORPORATED
Jun 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 18, 2020	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
Nov 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage CIS HM LNS
Feb 18, 2017	Deed of Trust, Mortgage · FHA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Prior Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	20143241
Deed Book / Page	3725 / 291
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Recording Date	May 11, 2026
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Document Number	0000000050
Book / Page	5632 / 270
Instrument Date	Apr 8, 2026
Instrument	202650
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843

Mortgage

Document Number	0000000050,
Date	May 11, 2026
Book Page	5632/270
Instrument	202650

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Apr 1, 2064

Interest

Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843

Mortgage

Document Number	0054710000000149
Date	May 3, 2024
Book Page	0000005471/0000000149

Lender

Name	M&T MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843

Mortgage

Document Number	0054710000000155
Date	May 3, 2024
Book Page	0000005471/0000000155

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Investor	Possibly a Property Investor

Mortgage

Document Number	0051230000000454
Date	Apr 15, 2022
Book Page	0000005123/0000000454
Instrument	2022006229

Lender

Name	SOVEREIGN LENDING GROUP INCORPORATED

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Document Number	0046270186
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 JAMES HUFF RD MONROE GA 306564843, MONROE, GA 30656-4843

Mortgage

Document Number	0046270186
Date	Jul 10, 2020
Book Page	004627/000186
Instrument	9216

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON GA
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Document Number	0046310334
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 JAMES HUFF RD MONROE GA 306564843, MONROE, GA 30656-4843

Mortgage

Document Number	0046310334
Date	Jul 16, 2020
Book Page	004631/000334

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Nov 22, 2017
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Document Number	0041570204
Book / Page	004157 / 000204
Instrument Date	Oct 13, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NATIONAL ADVANTAGE SETTLEMENT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 JAMES HUFF RD MONROE GA 306564843, MONROE, GA 30656-4843

Mortgage

Document Number	41570206
Date	Nov 22, 2017
Book Page	004157/000206

Lender

Name	CIS HM LNS
Type	Funding / Finance Company
Address	HAMILTON, AL 35570

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1040 JAMES HUFF RD, MONROE, GA 30656-4843
Document Number	0040350002
Book / Page	004035 / 000002
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 JAMES HUFF RD MONROE GA 306564843, MONROE, GA 30656-4843

Mortgage

Document Number	0040350002
Date	Feb 27, 2017
Book Page	004035/000002

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00 (+17.01%) Senior Citizen's exemption Additional exemption filed	$126,640 (+3.4%) Land $30,160 Building $96,480	$316,600 (+3.4%) Land $75,400 Building $241,200
2024	$394.00 (+2.07%) Senior Citizen's exemption Additional exemption filed	$122,480 (+10.9%) Land $30,160 Building $92,320	$306,200 (+10.9%) Land $75,400 Building $230,800
2023	$386.00 (-88.27%) Senior Citizen's exemption Additional exemption filed	$110,440 (+12.19%) Land $24,320 Building $86,120	$276,100 (+12.19%) Land $60,800 Building $215,300
2022	$3,291.00 Senior Citizen's exemption Additional exemption filed	$98,440 Land $21,400 Building $77,040	$246,100 Land $53,500 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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