1040 Iron Wheel St, Santee, CA 92071 Property Records

San Diego County property record for 1040 Iron Wheel St, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,585 sqft · built 2008
Lot Size	9.5 acres (414,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Apr 2024)
Tax Bill	$8,861 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384-490-01-06`

Property Details

APN / Parcel Number

Primary APN	`384-490-01-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,585 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	414,233 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1040 IRON WHEEL ST
City	SANTEE
State	CA
Zip	92071-7603
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P/OS
Legal Description	LOT 1 US 6 PER DOC07-187734&UND INT IN TR 015456
Legal Subdivision	SANTEE 2005-06
Legal Tract	015456
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 IRON WHEEL ST, SANTEE, CA 92071-7603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Grant Deed, Transfer · Conventional Mortgage NEW FUND MORTGAGE INC
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	202482345
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0000486339
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2024
Property Address	1040 IRON WHEEL ST, SANTEE, CA 92071-7603
Document Number	0000082345
Map Reference	MAP 15456
Instrument Date	Mar 14, 2024
Instrument	2024-0082345
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1040 IRON WHEEL ST, SANTEE, CA 92071-7603

Mortgage

Document Number	0000082346
Date	Apr 3, 2024
Instrument	2024-0082346

Lender

Name	NEW FUND MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	1040 IRON WHEEL ST, SANTEE, CA 92071-7603
Document Number	0000486339
Map Reference	MAP 15456
Instrument Date	Mar 19, 2021
Instrument	2021-0486339
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 IRON WHEEL ST, SANTEE, CA 92071-7603

Mortgage

Document Number	0000486340
Date	Jul 7, 2021
Instrument	2021-0486340

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,692 (+2%) Land $291,787 Building $472,905
2025	$8,861.00 (+61.14%) Homeowner's exemption	$749,699 (+63.92%) Land $286,066 Building $463,633
2023	$5,499.00 (+0.73%)	$457,355 Land $174,515 Building $282,840
2022	$5,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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