1040 Independence Ct, Alabaster, AL 35007 Property Records

Shelby County property record for 1040 Independence Ct, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,864 sqft · built 1991
Lot Size	0.647 acres (28,201 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Mar 2021)
Tax Bill	$1,380 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138274002055000`

Property Details

APN / Parcel Number

Primary APN	`138274002055000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,864 sqft Heated Area
1st Floor Area	864 sqft
Upper Floors Area	850 sqft
Basement Area	600 sqft
Finished Basement	250 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Masonite
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,201 sqft (0.647 acres)
Lot Dimensions	230 ft deep x 122 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	214 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 INDEPENDENCE CT
City	ALABASTER
State	AL
Zip	35007-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 27 20S 03W NBRHD: 02 NAVAJO HILLS R-2
Legal Range	03W
Legal Township	20S
Legal Section	27
Legal Subdivision	AUTUMN RIDGE
Legal Lot Number	55
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2021
Census Tract	30320

Owner

1040 Independence Ct is owned and occupied by an individual who bought it in March 2021.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 INDEPENDENCE CT, ALABASTER, AL 35007-9360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Jun 8, 2012 · Amount on File
Deed Document Number	202199490
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0000346990
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 1, 2021
Property Address	1040 INDEPENDENCE CT, ALABASTER, AL 35007-9360
Document Number	0000099490
Map Reference	MB 12 PG 4-6
Instrument Date	Feb 25, 2021
Instrument	20210301000099490
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 PARK PLACE, 132, ALABASTER, AL 35007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1040 INDEPENDENCE CT, ALABASTER, AL 35007-9360

Mortgage

Document Number	0000099500
Date	Mar 1, 2021
Instrument	20210301000099500

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Independence Ct was $1,380 with a homeowner's exemption, down 2.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,380.00 (-2.47%) Homeowner's exemption
2025	$1,415.00	$26,220	$262,100 Land $75,000 Building $187,100
2023	$1,277.00 Homeowner's exemption	$24,420	$244,200 Land $75,000 Building $169,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Independence Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Independence Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50