Latah County property record for 1040 Howell Rd, Troy, ID 83871
| Property Type | Single Family Home |
|---|---|
| Details | 1,356 sqft · built 1960 |
| Lot Size | 34.1 acres (1,485,396 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2021 Mortgage + 2 more |
| APN | RP39N04W101800 |
| Primary APN | RP39N04W101800 |
|---|---|
| Alternative APN |
|
| Building Area | 1,356 sqft Total Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 1,485,396 sqft (34.1 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Street Address | 1040 HOWELL RD |
|---|---|
| City | TROY |
| State | ID |
| Zip | 83871-9614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34.10 SENE 10 39 4 |
| Legal Range | 04W |
| Legal Township | 39N |
| Legal Section | 10 |
| Jurisdiction | LATAH ID |
| Township / Civil Division | TROY-JULIAETTA-KENDRICK |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 5600 |
1040 Howell Rd is owned and occupied by an individual who acquired it in November 2016.
Source: Latah County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 HOWELL RD, TROY, ID 83871-9614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CREDIT UNION |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POTLATCH NO 1 FCU |
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POTLATCH NO 1 FCU |
| Apr 4, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POTLATCH NO 1 FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2016 |
| Transfer Doc | 0000582475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LATAH ID |
| Recording Date | Sep 23, 2026 |
| Property Address | 1040 HOWELL RD, TROY, ID 83871-9614 |
| Document Number | 0000648116 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026648116 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1040 HOWELL RD, TROY, ID 83871-9614 |
| Document Number | 0000648116, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 2026648116 |
| Name | IDAHO CENTRAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LATAH ID |
| Property Address | 1040 HOWELL RD, TROY, ID 83871-9614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | UNKNOWN, MOSCOW TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000611853 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 611853 |
| Name | POTLATCH NO 1 FCU |
|---|---|
| Type | Credit Union |
| Address | LEWISTON, ID 83501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LATAH ID |
| Property Address | 1040 HOWELL RD, TROY, ID 83871-9614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | LAKE COUNTY TITLE COMPANY, LATAH COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1040 HOWELL RD, TROY, ID 83871-9614 |
| Document Number | 0000628449 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 628449 |
| Name | POTLATCH NO 1 FCU |
|---|---|
| Type | Credit Union |
| Address | LEWISTON, ID 83501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LATAH ID |
| Property Address | 1040 HOWELL RD, TROY, ID 83871-9614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | LATAH COUNTY TITLE, LATAH TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000639100 |
|---|---|
| Date | Apr 4, 2025 |
| Instrument | 639100 |
| Name | POTLATCH NO 1 FCU |
|---|---|
| Type | Credit Union |
| Address | LEWISTON, ID 83501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2040 |
The 2025 property tax bill for 1040 Howell Rd was $998 with a homeowner's exemption.
Source: Latah County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Latah County |
| Unified School District | Troy School District 287 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 Homeowner's exemption | $280,019 Land $105,554 Building $174,465 | $280,019 Land $105,554 Building $174,465 |
| 2023 | $1,267.00 Homeowner's exemption | $276,678 Land $94,773 Building $181,905 | $276,678 Land $94,773 Building $181,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1040 Howell Rd; 11 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Howell Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 78% of Idaho |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Airbridge Broadband Fixed Wireless · not low latency | 300 / 300 |
| First Step Internet Fixed Wireless | 25 / 4 |
| TDS Telecom DSL | 10 / 1 |
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