1040 Hidden Dr, Lakeland, FL 33809 Property Records

Polk County property record for 1040 Hidden Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1992
Lot Size	0.266 acres (11,570 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (Nov 2015)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-20-161741-000340`

Property Details

APN / Parcel Number

Primary APN	`24-27-20-161741-000340`
Alternative APNs	`202724161741000340` `02724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,654 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,570 sqft (0.266 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1040 HIDDEN DR
City	LAKELAND
State	FL
Zip	33809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN LAKE ESTATES PB 93 PG 34 LOT 34
Legal Range	24E
Legal Township	27S
Legal Section	20
Legal Subdivision	HIDDEN LAKE ESTATES
Legal Tract	161741
Legal Block	2
Legal Lot Number	34
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2030
Census Tract	12304

Owner

1040 Hidden Dr is owned by two individuals who acquired it in March 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2226 FIRESTONE WAY, LAKELAND, FL 33810-4308
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 14, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 26, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 20, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Feb 10, 2025	Intrafamily Transfer, Transfer
Jun 25, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2015 · Amount on File
Deed Sale	Nov 13, 2015 · Amount on File
Prior Sale	Jun 6, 1996 · Amount on File
Deed Document Number	2015205424
Deed Book / Page	9675 / 263
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000074575
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Mar 30, 2026
Property Address	1040 HIDDEN DR, LAKELAND, FL 33809
Document Number	0000074575
Book / Page	13936 / 1643
Map Reference	MB 93 PG 34
Instrument Date	Mar 27, 2026
Instrument	2026074575
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2226 FIRESTONE WAY, LAKELAND, FL 33810-4308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2226 FIRESTONE WAY, LAKELAND, FL 33810-4308

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1040 HIDDEN DR, LAKELAND, FL 33809
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 HIDDEN CT, LAKELAND, FL 33809-6644

Mortgage

Document Number	0000139470
Date	Jun 14, 2023
Book Page	12728/1491
Instrument	2023139470

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1040 HIDDEN DR, LAKELAND, FL 33809
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 HIDDEN CT, LAKELAND, FL 33809-6644

Mortgage

Document Number	0000147898
Date	Jun 26, 2024
Book Page	13167/1891
Instrument	2024147898

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1040 HIDDEN DR, LAKELAND, FL 33809
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 HIDDEN CT, LAKELAND, FL 33809-6644

Mortgage

Document Number	0000063483
Date	Mar 20, 2025
Book Page	13475/756
Instrument	2025063483

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Feb 10, 2025
Property Address	1040 HIDDEN DR, LAKELAND, FL 33809
Document Number	0000030365
Book / Page	13428 / 994
Map Reference	MB 93 PG 34
Instrument Date	Feb 10, 2025
Instrument	2025030365
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 HIDDEN CT, LAKELAND, FL 33809-6644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1040 HIDDEN CT, LAKELAND, FL 33809-6644

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 25, 2019
Property Address	1040 HIDDEN DR, LAKELAND, FL 33809
Document Number	0108860012
Book / Page	010886 / 000012
Instrument Date	Jun 21, 2019
Instrument	132043
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 HIDDEN LAKE LOOP HAINES CITY FL 338449175, HAINES CITY, FL 33844-9175

Mortgage

Document Number	108860014
Date	Jun 25, 2019
Book Page	010886/000014
Instrument	132044

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Hidden Dr was $1,501, down 27.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,584 (+2.7%)	$273,188 (+6.2%) Land $30,000 Building $243,188
2025	$1,501.00 (-27.49%)	$156,362	$257,231 Land $30,000 Building $227,231
2024	$2,070.00 (+9.58%)
2023	$1,889.00 (+3.79%) Homeowner's exemption	$147,529 (+3%)	$256,373 (+0.82%) Land $29,000 Building $227,373
2022	$1,820.00 Homeowner's exemption	$143,232	$254,278 Land $24,000 Building $230,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Hidden Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Hidden Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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