1040 Hard Rock Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1040 Hard Rock Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,122 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Apr 2021)
Tax Bill	$9,004 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`080.04-4-46`

Property Details

APN / Parcel Number

Primary APN	`080.04-4-46`
Alternative APNs	`54890800400004046000` `265489 080.04-4-46`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,170 sqft
2nd Floor Area	952 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	080.04-4-46
Street Address	1040 HARD ROCK RD
City	WEBSTER
State	NY
Zip	14580-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0023-13-04 ROCK CREEK SUB SEC 2 LOT 222 304-31
Legal Subdivision	ROCK CREEK SUBDIVISION
Legal Block	4
Legal Lot Number	46.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3024
Census Tract	11401

Owner

1040 Hard Rock Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 HARD ROCK RD, WEBSTER, NY 14580-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HUNT MORTGAGE
Apr 27, 2021	Warranty Deed, Transfer WEBTITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Mar 13, 2001 · Amount on File
Deed Document Number	2021598
Deed Book / Page	12492 / 12
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1040 HARD ROCK RD, WEBSTER, NY 14580-9000
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 WASHINGTON SQ, SYRACUSE, NY 13208-1026

Mortgage

Document Number	0000000599
Date	Apr 27, 2021
Book Page	29170/188
Instrument	202104270599

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 27, 2021
Property Address	1040 HARD ROCK RD, WEBSTER, NY 14580-9000
Document Number	0000000012
Book / Page	12492 / 12
Map Reference	LB 304 PG 31
Instrument Date	Apr 14, 2021
Instrument	202104270598
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 HARD ROCK RD, 1040, WEBSTER, NY 14580-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 HARD ROCK RD, WEBSTER, NY 14580-9000

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Hard Rock Rd was $9,004, up 1.5% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,004.00 (+1.49%)
2025	$8,872.00	$186,300 Land $31,300 Building $155,000	$388,100 Land $65,204 Building $322,896
2023		$186,300 (-) Land $31,300 Building $155,000	$321,200 (+10.34%) Land $53,964 Building $267,236
2022		$186,300 Land $31,300 Building $155,000	$291,100 Land $48,907 Building $242,193
2021	$7,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Hard Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Hard Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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