Walton County property record for 1040 Hammock Trl E, Freeport, FL 32439 · Last verified April 2026
| Property Type | Commercial > Retail > Mixed Use Store/Office |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Mobile Home |
| Year Built | Built 1990 |
| Square Footage | 2,256 sqft Gross Area |
| Lot Size | 2,475,950 sqft (56.8 acres) |
| Last Sale | $3,381,800 (2020) |
| Tax Bill | $1,956.00 (2025) |
| Primary APN | 21-1S-19-23000-001-0013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,256 sqft Gross Area |
| 1st Floor | 2,160 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Other Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 2,475,950 sqft (56.8 acres) |
| Shed | 1 Shed |
| Porch Area | 96 sqft Porch |
| Pole Structure | 1,200 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1040 HAMMOCK TRL E |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-7654 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | COM S/LY COR SYMPHONY AT HAMMOCK BAY PB 17-27,N 55 DEG 05'41E ALG S/LY BDRY SYMPHONY @ HAMMOCK BAY & ACROSS ROW GREAT HAMMOCK BEND ROW 100.69 FT,DPRT BDRY S 28 DEG 10'23E ALG NE/LY ROW GREAT HAMMOCK BEND 1140.93 FT,CURVE CONCAVE W/LY RADIUS 350.0 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 21 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 100 |
| Legal Lot Number | 13 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 950502 |
Source: Walton County records · APN 21-1S-19-23000-001-0013
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4652 GULFSTARR DR, DESTIN, FL 32541-3715 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 01, 2020 | Grant Deed, Transfer HB TITLE INC |
| Mar 06, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Jan 23, 2020 | Deed of Trust, Mortgage HOLIDAY BUILDERS INC |
| Oct 18, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | Oct 18, 2018 · Amount on Record |
| Deed Doc Number | 202049178 |
| Deed Book / Page | 3171 / 2285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 1040 HAMMOCK TRL E, FREEPORT, FL 32439-7654 |
| Document Number | 0000029694 |
| Book / Page | 3406 / 1321 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202629694 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Document Number | 0000029694, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 3406/1321 |
| Instrument | 202629694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 01, 2020 |
| Property Address | 1040 HAMMOCK TRL E, FREEPORT, FL 32439-7654 |
| Document Number | 0031712285 |
| Book / Page | 003171 / 002285 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 49178 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $23,673.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1040 HAMMOCK TRL E, FREEPORT, FL 32439-7654 |
| Document Number | 0031354025 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4652 GULFSTARR DR DESTIN FL 325413715, DESTIN, FL 32541-3715 |
| Document Number | 0031354025 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 003135/004025 |
| Instrument | 8493 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | 13331 US HIGHWAY 98 W, MIRAMAR BEACH, FL 32550-6829 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1040 HAMMOCK TRL E, FREEPORT, FL 32439-7654 |
| Document Number | 0031310220 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0031310220 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 003131/000220 |
| Instrument | 2549 |
| Name | HOLIDAY BUILDERS INC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 18, 2018 |
| Property Address | 1040 HAMMOCK TRL E, FREEPORT, FL 32439-7654 |
| Document Number | 0030873631 |
| Book / Page | 003087 / 003631 |
| Instrument Date | Oct 01, 2018 |
| Instrument | 34777 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $802.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4652 GULFSTARR DR DESTIN FL 325413715, DESTIN, FL 32541-3715 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,956.00 (-4.91%) | $134,553 (-2.92%) Land $80,118 Building $54,435 | $134,553 (-2.92%) Land $80,118 Building $54,435 |
| 2024 | $2,057.00 (-1.06%) | ||
| 2023 | $2,079.00 (-4.37%) | $138,600 (-7%) Land $80,118 Building $58,482 | $138,600 (-7%) Land $80,118 Building $58,482 |
| 2022 | $2,174.00 | $149,031 Land $88,930 Building $60,101 | $149,031 Land $88,930 Building $60,101 |
1040 Hammock Trl E is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 63rd percentile of exposed land nationally · 38th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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