1040 Guava Dr, Naples, FL 34104 Property Records

Collier County property record for 1040 Guava Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1962
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2019)
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`225700 E 175A01`

Property Details

APN / Parcel Number

Primary APN	`225700 E 175A01`
Alternative APNs	`26631440000050700E175` `26631440000`

Interior

Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,604 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Pool Area	288 sqft
Deck Area	740 sqft

Location & Zoning

Street Address	1040 GUAVA DR
City	NAPLES
State	FL
Zip	34104-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	COCONUT GROVE UNIT 2 BLK E LOT 17 OR 973 PG 1812
Legal Range	25
Legal Township	50
Legal Section	1
Legal Subdivision	COCONUT GROVE UNIT 2
Legal Tract	225700
Legal Block	E
Legal Lot Number	17
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2018
Census Tract	10602

Owner

1040 Guava Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 GUAVA DR, NAPLES, FL 34104-4418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Deed Document Number	20195740532
Deed Book / Page	5653 / 71
Prior Transfer Date	Jun 19, 2006
Prior Transfer Doc	0040600612
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1040 GUAVA DR, NAPLES, FL 34104-4418
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 GUAVA DR, NAPLES, FL 34104-4418

Mortgage

Document Number	0060921027
Date	Mar 3, 2022
Book Page	6092/1027
Instrument	6213735

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 17, 2019
Property Address	1040 GUAVA DR, NAPLES, FL 34104-4418
Document Number	0056530071
Book / Page	5653 / 0071
Map Reference	MB 4 PG 87
Instrument Date	Jul 17, 2019
Instrument	5740532
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 WINDY POINT RD, 159, LAKE PLACID, FL 33852-7274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 GUAVA DR, NAPLES, FL 34104-4418

Mortgage

Document Number	0056530073
Date	Jul 17, 2019
Instrument	5653-0073

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Guava Dr was $3,306 with a homeowner's exemption, up 7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,053 (+2.7%)	$401,038 (-5.38%) Land $245,924 Building $155,114
2025	$3,306.00 (+6.99%) Homeowner's exemption	$330,139	$423,863 Land $334,105 Building $89,758
2024	$3,090.00 (+1.21%)
2023	$3,053.00 (-1.8%) Homeowner's exemption	$311,490 (+3%)	$391,821 (+4.78%) Land $254,826 Building $136,995
2022	$3,109.00 Homeowner's exemption	$302,417	$373,957 Land $234,865 Building $139,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Guava Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 364 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 units insured incl. 34 condo units
Nearby Flood Claims	239 (1982–2024)
Claims Outside the SFHA	12 of 239
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 67 claims Hurricane Ian, Sep 2022 · 62 claims Hurricane Irma, Sep 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Guava Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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