1040 Golfcrest Rd, Sumter, SC 29154 Property Records

Sumter County property record for 1040 Golfcrest Rd, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,309 sqft · built 1985
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2021)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`207-05-03-016`

Property Details

APN / Parcel Number

Primary APN	`207-05-03-016`
Alternative APN	`29853`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	3,231 sqft
1st Floor Area	2,309 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered/Finished Porch
Patio Area	1,168 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	29853
Street Address	1040 GOLFCREST RD
City	SUMTER
State	SC
Zip	29154-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PB85-573 - -
Legal Lot Number	1
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2040
Census Tract	1704

Owner

Source: Sumter County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 GOLFCREST RD, SUMTER, SC 29154-6137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 2, 2021	Deed, Transfer
Jan 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Book / Page	1287 / 5463
Prior Transfer Date	Jan 20, 2020
Prior Transfer Doc	0012643259
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1040 GOLFCREST RD, SUMTER, SC 29154-6137
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 GOLECREST RD, SUMTER, SC 29154-6137

Mortgage

Document Number	0013173407
Date	Aug 10, 2023
Book Page	1317/3407

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 2, 2021
Property Address	1040 GOLFCREST RD, SUMTER, SC 29154-6137
Document Number	0012875463
Book / Page	1287 / 5463
Map Reference	MB 85 PG 573
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 GOLFCREST RD, SUMTER, SC 29154-6137

Mortgage

Document Number	0012875466
Date	Jul 2, 2021
Instrument	1287/5466

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 2, 2021
Property Address	1040 GOLFCREST RD, SUMTER, SC 29154-6137
Document Number	0012875459
Book / Page	1287 / 5459
Map Reference	MB 85 PG 573
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Tax	$592.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 GOLFCREST RD, SUMTER, SC 29154-6137

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 28, 2020
Property Address	1040 GOLFCREST RD, SUMTER, SC 29154-6137
Document Number	0012643259
Book / Page	001264 / 003259
Instrument Date	Jan 20, 2020
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 GOLFCREST RD SUMTER SC 291546137, SUMTER, SC 29154-6137

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (+1%)	$8,850 (-) Land $1,600 Building $7,250	$221,133 (-) Land $40,000 Building $181,133
2023	$1,496.00 (+0.61%)	$8,850 (-) Land $1,600 Building $7,250	$221,133 (-) Land $40,000 Building $181,133
2022	$1,487.00	$8,850 Land $1,600 Building $7,250	$221,133 Land $40,000 Building $181,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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