Hamilton County property record for 1040 Gilsey Ave, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1923 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,500 (Sep 2013) |
| Tax Bill | $1,640 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-0075-0420-00 |
| Primary APN | 179-0075-0420-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1040 GILSEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-1669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 1040 GILSEY AVE 40 X 110 LOT 13 THE ACADEMY SUB |
| Legal Subdivision | THE ACADEMY SUB |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 9700 |
1040 Gilsey Ave is owned and occupied by an individual who bought it in September 2013.
Source: Hamilton County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 GILSEY AVE, CINCINNATI, OH 45205-1669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Dec 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2013 · Amount on File |
| Deed Sale | Sep 12, 2013 · Amount on File |
| Deed Document Number | 2013127800 |
| Deed Book / Page | 12414 / 15 |
| Prior Transfer Date | Aug 15, 2013 |
| Prior Transfer Doc | 0000127797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 28, 2026 |
| Property Address | 1040 GILSEY AVE, CINCINNATI, OH 45205-1669 |
| Document Number | 0000061061 |
| Book / Page | 15716 / 2737 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202661061 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1040 GILSEY AVE, CINCINNATI, OH 45205-1669 |
| Document Number | 0000061061, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 15716/2737 |
| Instrument | 202661061 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Oct 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1040 GILSEY AVE, CINCINNATI, OH 45205-1669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1040 GILSEY AVE, CINCINNATI, OH 45205-1669 |
| Document Number | 0000085755 |
|---|---|
| Date | Dec 3, 2024 |
| Book Page | 15304/2471 |
| Instrument | 2024-0085755 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1040 GILSEY AVE, CINCINNATI, OH 45205-1669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000071986 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 15018/216 |
| Instrument | 2023-0071986 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1040 GILSEY AVE, CINCINNATI, OH 45205-1669 |
| Document Number | 0000091485 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1040 GILSEY AVE CINCINNATI OH 452051669, CINCINNATI, OH 45205-1669 |
| Document Number | 0000091485 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 013774/001190 |
| Instrument | 91485 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2048 |
The 2025 property tax bill for 1040 Gilsey Ave was $1,640, down 0.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 (-0.36%) | $27,416 (-) Land $4,036 Building $23,380 | $78,330 Land $11,530 Building $66,800 |
| 2024 | $1,646.00 (-2.2%) | $27,416 (-) Land $4,036 Building $23,380 | |
| 2023 | $1,683.00 (+67.46%) | $27,416 (+97.15%) Land $4,036 Building $23,380 | $78,330 Land $11,530 Building $66,800 |
| 2022 | $1,005.00 Homeowner's exemption | $13,906 Land $4,011 Building $9,895 | |
| 2020 | $39,730 Land $11,460 Building $28,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Gilsey Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 Gilsey Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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