Travis County property record for 1040 Gardner Rd, Austin, TX 78721
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,611 sqft · built 1968 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,015 (2024) |
| Deeds & Mortgages | Dec 2025 Sale Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0204200812 |
| Primary APN | 0204200812 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 1,811 sqft |
| 1st Floor Area | 1,611 sqft |
| Year Built | Built 1968 |
|---|---|
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Storage Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 192723 |
|---|---|
| Old Parcel Number | 02042008120000 |
| Street Address | 1040 GARDNER RD |
| City | AUSTIN |
| State | TX |
| Zip | 78721-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK A JOHNSTON TERRACE |
| Legal Subdivision | JOHNSTON TERRACE |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | AUSTIN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 2111 |
1040 Gardner Rd is owned and occupied by an individual who acquired it in November 2024.
Source: Travis County records, as of November 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1040 GARDNER RD, AUSTIN, TX 78721-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Warranty Deed, Transfer TEXAS NATIONAL TITLE |
| Nov 6, 2024 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2024 |
| Deed Sale | Nov 6, 2024 |
| Prior Sale | Apr 28, 2004 |
| Deed Document Number | 2024123505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Dec 22, 2025 |
| Property Address | 1040 GARDNER RD, AUSTIN, TX 78721-3109 |
| Document Number | 0000142601 |
| Map Reference | VOL 35 PG 32 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025142601 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | TEXAS NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9909 THAXTON RD, AUSTIN, TX 78747-9552 |
| Name | Verified Name |
|---|---|
| Address | 2115 AVEBURY CT, KATY, TX 77450-1491 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Nov 6, 2024 |
| Property Address | 1040 GARDNER RD, AUSTIN, TX 78721-3109 |
| Document Number | 0000123505 |
| Map Reference | VOL 41 PG 38 |
| Instrument Date | Nov 6, 2024 |
| Instrument | 2024123505 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | CSTONE TITLE, CAPSTONE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6219 THURGOOD AVE, AUSTIN, TX 78721-3205 |
| Document Number | 0000123506 |
|---|---|
| Date | Nov 6, 2024 |
| Instrument | 2024123506 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 5, 2054 |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Austin City |
| County | Travis County |
| Unified School District | Austin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $478,805 Land $340,000 Building $178,988 | $518,988 Land $340,000 Building $178,988 | |
| 2024 | $2,015.00 | ||
| 2023 | $576,691 Land $300,000 Building $276,691 | $576,691 Land $300,000 Building $276,691 | |
| 2022 | $2,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1981–2004) |
| Most Recent Claim | Nov 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Gardner Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, T-Mobile.
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