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1040 Gallery Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1040 Gallery Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,344 sqft · built 1992
Lot Size0.97 acres (4,235 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Aug 2020)
Tax Bill$8,030 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161-730-09-00

Property Details

APN / Parcel Number

Primary APN161-730-09-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,344 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area4,235 sqft (0.97 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1040 GALLERY DR
CityOCEANSIDE
StateCA
Zip92057-7921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 TR 012700
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012700
Legal Block2
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract18525

Owner

Source: San Diego County records · APN 161-730-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1040 GALLERY DR, OCEANSIDE, CA 92057-7921
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVANTAGEFIRST LENDING INC
Jul 27, 2021Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE INC
Aug 14, 2020Grant Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleFeb 15, 2012 · Amount on Record
Deed Document Number2020456904
Prior Transfer DateMar 28, 2012
Prior Transfer Doc0000229839
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1040 GALLERY DR, OCEANSIDE, CA 92057-7921
Transaction TypeMortgage
Record UpdatedNov 03, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 GALLERY DR, OCEANSIDE, CA 92057-7921

Mortgage

Document Number0000745248
DateOct 26, 2021
Instrument2021-0745248
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1040 GALLERY DR, OCEANSIDE, CA 92057-7921
Transaction TypeMortgage
Record UpdatedAug 05, 2021
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 GALLERY DR, OCEANSIDE, CA 92057-7921

Mortgage

Document Number0000534385
DateJul 27, 2021
Instrument2021-0534385
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 14, 2020
Property Address1040 GALLERY DR, OCEANSIDE, CA 92057-7921
Document Number0000456904
Instrument DateJul 02, 2020
Instrument456904
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$726.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1040 GALLERY DR OCEANSIDE CA 920577921, OCEANSIDE, CA 92057-7921

Mortgage

Document Number456905
DateAug 14, 2020
Instrument456905
Lender
NameGUARANTEED RATE
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$728,688 (+2%) Land $404,196 Building $324,492
2025$8,030.00 (+8.7%) Homeowner's exemption$714,401 (+4.04%) Land $396,271 Building $318,130
2023$7,387.00 (+0.27%) Homeowner's exemption$686,662 Land $380,884 Building $305,778
2022$7,367.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Cox Communications, San Diego Broadband, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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