1040 Fulton Rd, Lima, OH 45805 Property Records

Allen County property record for 1040 Fulton Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,202 sqft · built 1949
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (May 2025)
Tax Bill	$2,137 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0203-02-011.000`

Property Details

APN / Parcel Number

Primary APN	`46-0203-02-011.000`
Alternative APN	`L3546020302011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	884 sqft
Attic	Attic
Attic Area	318 sqft
Basement Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1040 FULTON RD
City	LIMA
State	OH
Zip	45805-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAWNEE GARDEN CITY NO 5 BLOCKS A & B LOTS 10142 & 10143 S 1/2 FF 90.00
Legal Subdivision	SHAWNEE GARDEN CITY
Legal Block	A&B
Legal Lot Number	10142
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1038
Census Tract	11800

Owner

1040 Fulton Rd is owned and occupied by an individual who bought it in May 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 FULTON RD, LIMA, OH 45805-3724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 27, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Nov 27, 2019 · Amount on File
Deed Document Number	20254944
Prior Transfer Date	Sep 18, 2009
Prior Transfer Doc	9180014294
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1040 FULTON RD, LIMA, OH 45805-3724
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11290016528
Date	Nov 29, 2021
Book Page	2021/16528
Instrument	202111290016528

Lender

Name	CALIBER HOME LOANS INC
Type	Non-Lending Institution
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jul 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 27, 2019
Property Address	1040 FULTON RD, LIMA, OH 45805-3724
Document Number	0000012746
Instrument Date	Nov 25, 2019
Instrument	12746
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 FULTON RD LIMA OH 458053724, LIMA, OH 45805-3724

Mortgage

Document Number	12747
Date	Nov 27, 2019
Instrument	12747

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Fulton Rd was $2,137, up % from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00 (+0.05%)	$43,860 (-) Land $6,970 Building $36,890	$125,300 (-) Land $19,900 Building $105,400
2024	$2,136.00 (+11.89%) Homeowner's exemption	$43,860 (+26.95%) Land $6,970 Building $36,890	$125,300 Land $19,900 Building $105,400
2023	$1,909.00 (-0.73%) Homeowner's exemption	$34,550 (-) Land $5,500 Building $29,050
2022	$1,923.00 Homeowner's exemption	$34,550 Land $5,500 Building $29,050
2021			$98,700 Land $15,700 Building $83,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 Fulton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Fulton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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