Harrison County property record for 1040 FM 2682, Karnack, TX 75661
| Property Type | Rural Home |
|---|---|
| Details | 8,000 sqft · built 2004 |
| Lot Size | 81.2 acres (3,539,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $461,966 (Jan 2026) |
| Tax Bill | $3,220 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008957153 |
| Primary APN | R008957153 |
|---|---|
| Alternative APNs |
|
| Building Area | 8,000 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 3,539,250 sqft (81.2 acres) |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Stable | 940 sqft |
| Account Number | R008957153 |
|---|---|
| Street Address | 1040 FM 2682 |
| City | KARNACK |
| State | TX |
| Zip | 75661-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACRES: 81.250 ABST: 746 WM R D WARD SHED |
| Jurisdiction | HARRISON TX |
| Township / Civil Division | WASKOM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20104 |
1040 FM 2682, a rural home, is owned by two individuals who acquired it in March 2026.
Source: Harrison County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 283 WOODS RD, RUSTON, LA 71270-7147 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Transfer on Death Deed, Transfer |
| Jan 23, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan WINNSBORO STATE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on File |
| Deed Sale | Jan 23, 2026 · Amount on File |
| Prior Sale | Nov 6, 2025 |
| Deed Document Number | 2026830 |
| Last Transfer Date | Mar 12, 2026 |
| Transfer Doc | 0000002991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HARRISON TX |
| Recording Date | Mar 20, 2026 |
| Property Address | 1040 FM 2682, KARNACK, TX 75661 |
| Document Number | 0000002991 |
| Map Reference | VOL 2670 PG 113 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026-000002991 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 FM 2682, KARNACK, TX 75661 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON TX |
| Property Address | 1040 FM 2682, KARNACK, TX 75661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | CENTRAL TITLE - LONGVIEW, CENTRAL TITLE LONGVIEW |
| Name | Verified Name |
|---|---|
| Address | 283 WOODS RD, RUSTON, LA 71270-7147 |
| Document Number | 0000000831 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026-000000831 |
| Name | WINNSBORO STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WINNSBORO, LA 71295 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Dec 4, 2026 |
The 2025 property tax bill for 1040 FM 2682 was $3,220, up 9.7% from the year before.
Source: Harrison County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Harrison County |
| Unified School District | Karnack Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $3,220.00 (+9.75%) | $285,290 Land $224,960 Building $60,330 |
| 2024 | $2,934.00 (-31.46%) | |
| 2023 | $4,281.00 | $406,160 Land $341,250 Building $64,910 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1040 FM 2682 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1987–2016) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 FM 2682 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEIGH WSC-RURAL serves 6,164 people · EPA ID TX1020022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
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