St. Croix County property record for 1040 Florence St, Baldwin, WI 54002 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $3,300 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 106-1054-20-000 |
| Primary APN | 106-1054-20-000 |
|---|---|
| Alternative APN |
|
| Street Address | 1040 FLORENCE ST |
|---|---|
| City | BALDWIN |
| State | WI |
| Zip | 54002-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BALDWIN ASSESSOR'S PLAT #1 LOT 2 VIL BALDWIN |
| Legal Range | 17W |
| Legal Township | 29N |
| Legal Section | 25 |
| Legal Subdivision | BALDWIN ASSESSORS #1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | BALDWIN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 120801 |
Source: St. Croix County records · APN 106-1054-20-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 FLORENCE ST, BALDWIN, WI 54002-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2020 |
| Deed Sale | Jan 29, 2020 |
| Prior Sale | Jul 31, 2012 |
| Deed Document Number | 1096413 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1040 FLORENCE ST, BALDWIN, WI 54002-9015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001168501 |
|---|---|
| Date | Jul 03, 2023 |
| Instrument | 1168501 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 03, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1040 FLORENCE ST, BALDWIN, WI 54002-9015 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001097538 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 1097538 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Baldwin Village |
| County | St. Croix County |
| Unified School District | Baldwin-Woodville Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300.00 (+13.91%) Homeowner's exemption | $172,300 (-) Land $32,700 Building $139,600 | $172,300 (-) Land $32,700 Building $139,600 |
| 2023 | $2,897.00 Homeowner's exemption | $172,300 Land $32,700 Building $139,600 | $172,300 Land $32,700 Building $139,600 |
Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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